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540 Highway 43, Oak Vale, MS, 39656

5beds
4baths
3,392sqft
$699,000
$206price/sqft
$6,333/moest. monthly cost
$253,320/yrincome needed

About This Home

Stunning 123 +/- acre wooded country estate, built in 2010, with a private, paved driveway and spacious 5 bedroom/4 bath home. This property provides a large front and back yard, front and back porches and a large backyard patio offering endless opportunities to enjoy the peace and privacy of country living. Step inside this beautifully maintained 3,392 square foot home to discover 9 ft. ceilings, his and her bathrooms in the primary suite, granite kitchen countertops, custom crown molding, laundry room, dining room, small gaming/tv room, a large living room with a gas log fireplace, and built-in custom cabinetry. This home has plenty of parking space with a 2 car carport and a detached 2 car garage. Make your appointment today! You don't want to miss the opportunity to own this property! **Listing price is based on the purchase of 123 +/- acres and this wonderful home. Less acreage options are negotiable.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
4/10
JDC Middle SchoolGrades 6-812.9 mi
--

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Dishwasher,Double Oven,Electric Water Heater,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bookcases,Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,His and Hers Closets,Kitchen Island,Pantry,Storage,Walk-In Closet(s),Breakfast Bar
  • Door features: French Doors
  • Window features: Blinds,Insulated Windows,Screens
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Blower Fan,Gas Log,Living Room,Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Propane
  • Cooling features: Ceiling Fan(s),Central Air,Multi Units

Interior Area

  • Total structure area: 3,392
  • Total interior livable area: 3,392 sqft

Property

Details

  • Parcel number: Ppin 8019, 8021, 11675, 8031

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch,Slab
  • Exterior features: Private Yard

Lot

  • Lot size: 123 Acres
  • Features: Front Yard,Many Trees,Wooded

Parking

  • Total spaces: 4
  • Parking features: Carport,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Heat Wave
Lightning
Strong Wind
Tornado
Cold Wave
Drought
Hurricane
Inland Flooding
Ice Storm

FEMA Declared Disasters in Jefferson Davis County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$2,176$26,112
Property Taxes $308$3,696
Electricity $315$3,784
Total$6,333$75,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,131/yr
40% on housing$189,990/yr
45% on housing$168,880/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 39656
Jefferson Davis County$59

vs Homes Sold Last Month

Median $/sqft

ZIP 39656
Jefferson Davis County$37

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$393,000
2026-04-28Price change$699,000
2025-11-28Listed for sale$745,900

For Sale by Agent

AgentKim Tynes
BrokerageSutton Properties, Inc.

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