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249 E Main St, GETTYSBURG, OH, 45328

4beds
1baths
2,596sqft
$92,500
$36price/sqft
$879/moest. monthly cost
$35,160/yrincome needed

About This Home

Spacious turn-of-the-century home with approximately 2,596 sq. ft., 4 bedrooms, 1 bathroom, and a main-floor bonus room that may serve as a fifth bedroom, office, or additional living space. Features include a flexible 2½-story layout, full unfinished basement, enclosed front and rear porches, back deck, and detached 2-car garage with a built-in brick pizza oven. Roof and natural-gas furnace are less than approximately 10 years old. Central air is present but not operational. Utilities are currently off. Property has been vacant and needs repairs and updating. Sold as-is.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
5/10
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Second
  • Dimensions: 15 x 14

Bedroom

  • Level: Second
  • Dimensions: 14 x 12

Bedroom

  • Level: Second
  • Dimensions: 13 x 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,596
  • Total interior livable area: 2,596 sqft

Kitchen

  • Level: Main
  • Dimensions: 14 x 15

Living Room

  • Level: Main
  • Dimensions: 13 x 13

Master Bedroom

  • Level: Main
  • Dimensions: 15 x 14

Property

Details

  • Parcel number: A05431025020311600
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.42 Acres
  • Lot size dimensions: 74 x 120 x 66 x 8 x 34 x 15759 x 8 x 120

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $467$5,604
Home Insurance *$68$816
Property Taxes $66$792
Electricity $278$3,341
Total$879$10,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,137/yr
40% on housing$26,370/yr
45% on housing$23,440/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$36This listing

vs Other Active Listings

Avg $/sqft

ZIP 45328
Darke County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 45328$100
Darke County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$80,000
2026-07-30Price change$92,500
2026-07-24Listed for sale$99,900
2013-06-07Sold$19,000

For Sale by Agent

AgentScott Fader
BrokerageJoseph Walter Realty, LLC

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