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304 E Wood St, Versailles, OH, 45380

4beds
2baths
2,157sqft
$299,000
$139price/sqft
$2,202/moest. monthly cost
$88,080/yrincome needed

About This Home

Back on the market at no fault of the sellers. This 4-bed, 2-bath home has been professionally revitalized with exterior paint and updates, including soffit, fascia, awnings, garage improvements, and window repairs! Located in Versailles School District, this home is ideally located within walking distance to downtown, the pool, playgrounds, and more, this centrally located gem offers both convenience and character. Step inside and you’ll notice the timeless details—beautiful woodwork, classic built-ins, and the kind of charm you just can’t replicate. With over 2,100 sq ft, the spacious front entry flows into an inviting living area filled with natural light. The former dining room (or second living space) features even more stunning built-ins and a gorgeous wood staircase that makes a lasting impression. The kitchen is designed for both everyday living and entertaining, offering a large island with a new range, new refrigerator and faucet, a cozy breakfast nook, and easy access to the side yard. Just off the kitchen, you’ll find a practical mudroom and a full bath/laundry combo. Upstairs, four generously sized bedrooms and a second full bath provide plenty of room for everyone to spread out comfortably. Enjoy slow mornings on the expansive front porch with a porch swing, or relax in the beautifully landscaped side yard featuring mature greenery and a charming koi pond. Storage is no issue here—with a large cellar and a 2-car detached garage offering additional overhead storage, plenty of work-space, and 100-amp service. This home has been loved and is ready for its next chapter this spring!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

10/10
8/10
Versailles Middle SchoolGrades 5-80.7 mi
8/10
Versailles High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Cellar
  • Construction materials: Asbestos,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second
  • Dimensions: 12 x 14

Bedroom

  • Level: Second
  • Dimensions: 14 x 14

Bedroom

  • Level: Second
  • Dimensions: 13 x 14

Bedroom

  • Level: Second
  • Dimensions: 15 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Breakfast Room Nook

  • Level: Main
  • Dimensions: 9 x 8

Dining Room

  • Level: Main
  • Dimensions: 15 x 15

Features

  • Kitchen Island

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,157
  • Total interior livable area: 2,157 sqft

Kitchen

  • Level: Main
  • Dimensions: 14 x 10

Laundry

  • Level: Main
  • Dimensions: 8 x 8

Living Room

  • Level: Main
  • Dimensions: 27 x 14

Mud Room

  • Level: Main
  • Dimensions: 7 x 5

Property

Details

  • Parcel number: T76241019010410100
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 8,319 sqft
  • Lot size dimensions: 64 x 130

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Earthquake
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$246$2,952
Property Taxes $214$2,568
Electricity $231$2,776
Total$2,202$26,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,497/yr
40% on housing$66,060/yr
45% on housing$58,720/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 45380$173
Darke County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 45380$104
Darke County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$299,000
2026-08-02Listed for sale$299,000
2026-08-01Listing removed$299,000
2026-07-02Listed for sale$299,000
2026-05-05Pending sale$299,000
2026-04-27Listed for sale$299,000
2026-03-05Listing removed$285,000
2026-01-02Price change$285,000
2025-11-10Price change$289,900
2025-10-21Price change$294,900
2025-10-10Listed for sale$299,900

For Sale by Agent

AgentKristen Massa Richard
BrokerageBruns Realty Group, LLC

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