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460 W 1st St, Richland Center, WI, 53581

2beds
2baths
1,426sqft
$389,000
$273price/sqft
$2,695/moest. monthly cost
$107,800/yrincome needed

About This Home

Brand new, contemporary styled home, with many great features... * 95% + efficiency with closed cell polyurethane spray foam on all walls and roof * Full, in-floor radiant heat in home and garage * Gas boiler to heat radiant floor system and home water * Forced air secondary heating system and Central AC with Wi-Fi controlled thermostat * Full home water filter and softener system * Solid, hard maple Cabinetry in kitchen, bathrooms, and laundry room * Kitchen cabinet features all soft-close doors and drawers, adjustable height soft-close pull-outs in pantry, and under cabinet lighting * All appliances are INCLUDED and are BRAND NEW. Washer, dryer, fridge with ice and water, electric cooktop in island, vented cooktop hood w/light, built in microwave/oven combo featuring steam cook and air fry capabilities * Solid, hard maple interior doors and trim * Ring video doorbell system with camera

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

7/10
Richland Middle SchoolGrades 3-61.5 mi
5/10

Construction

Condition

  • Year built: 2024

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 144

Features

  • Smart garage door opener,Ceiling Fan(s)
  • Finished area above ground: 1,426

Heating & Cooling

  • Heating features: Other Heating/Cooling
  • Cooling features: Central Air,Other Heating/Cooling

Interior Area

  • Total structure area: 1,426
  • Total interior livable area: 1,426 sqft

Kitchen

  • Features: Breakfast Bar,Dishwasher,Disposal,Kitchen Island,Microwave,Pantry,Refrigerator
  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 299

Master Bedroom

  • Level: Main
  • Area: 210

Property

Details

  • Parcel number: 27616848200
  • Zoning: Residentia

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 66x132

Parking

  • Total spaces: 1
  • Parking features: 1 car,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Ice Storm
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$205$2,460
Property Taxes $353$4,236
Electricity $171$2,054
Total$2,695$32,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,400/yr
40% on housing$80,850/yr
45% on housing$71,866/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 53581$322
Richland County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 53581
Richland County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Price change$389,000
2026-05-16Listed for sale$395,000
2026-04-04Listing removed$419,000
2025-10-21Price change$419,000
2025-08-26Price change$429,000
2025-05-13Price change$439,000
2025-04-14Listed for sale$449,000
2020-11-17Sold$52,800

For Sale by Agent

AgentDoug Nelson
BrokerageListWithFreedom.com

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