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863 Giles Hollow Rd, Rose Hill, VA, 24281

2beds
1baths
1,052sqft
$155,000
$147price/sqft
$1,217/moest. monthly cost
$48,680/yrincome needed

About This Home

This adorable cottage style home sits on 1.5 acres and comes with 2 bedrooms, 1 bathroom, living room, formal dining room, kitchen, mud room. There is a staircase leading to the unfinished attic. There is enough space in the unfinished attic to have 2 more bedrooms. Amazing hardwood floors, No heating system, window AC, home has a septic system. Seller installed new roof, well, new plex plumbing and breaker box in 2016-2017. There is a detached garage and a barn that needs repair, great garden spot. All the furniture stays with this home, move in ready. Seller is going to only take a few personal items. There is a great mountain view from property.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

7/10
4/10
Thomas Walker High SchoolGrades 8-121.6 mi
4/10

Construction

Condition

  • Year built: 1948

Materials

  • Construction materials: Cement Siding,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate,Carpet,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: None,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,052
  • Total interior livable area: 1,052 sqft

Property

Details

  • Parcel number: 64(4)18

Features

  • Has view: Yes
  • View description: Mountain(s),Country Setting

Lot

  • Lot size: 1.50 Acres
  • Features: Rolling Slope

Parking

  • Total spaces: 1
  • Parking features: Off Street,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Landslide
Tornado
Wildfire

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$141$1,692
Property Taxes $91$1,092
Electricity $202$2,433
Total$1,217$14,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,725/yr
40% on housing$36,510/yr
45% on housing$32,453/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 24281$91
Lee County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 24281
Lee County$74

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-22Listed for sale$160,000

For Sale by Agent

AgentVirginia Wilder
BrokerageCentury 21 Virginia Wilder Real Estate

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