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5305 Icard Ridge Rd, Hickory, NC, 28601

3beds
2baths
1,710sqft
$436,000
$255price/sqft
$2,821/moest. monthly cost
$112,840/yrincome needed

About This Home

All Brick Ranch l No City Taxes | Nearly 3 Private Acres | Minutes to Marina & Public Boat Access Welcome Home to 5305 Icard Ridge Road—a charming all-brick 3-bedroom, 2-bath ranch offering lovely Lake Hickory views, nearly 3 private acres, and an unbeatable location just minutes from Rivers Edge Marina and the Wittenburg Public Boat Access. Whether you're looking for a home near a private marina, convenient public boat launch, or simply a peaceful retreat with lake views, this property offers the perfect combination of privacy and recreation. Inside, you'll find comfortable one-level living with hardwood and tile flooring, spacious light-filled living areas, and a well-designed kitchen featuring custom cabinetry, pull-out drawers, and an oversized center island. The year-round all-glass sunroom showcases beautiful lake views and creates the perfect space for relaxing, entertaining, or enjoying your morning coffee. Step outside to a welcoming covered front porch, gazebo, mature landscaping, and nearly three acres of usable land with room to garden, play, or expand. The heated basement offers incredible flexibility for a recreation room, home gym, workshop, hobby space, or abundant storage. While heated, the basement is not included in the home's official Heated Living Area due to ceiling heights just under seven feet. Additional features include a double attached garage, an approximately 12' x 24' outbuilding with electricity, and a separate driveway with plenty of space for boats, RVs, trailers, or equipment. If you've been searching for a home with Lake Hickory views, close proximity to a private marina, public boat access, and the peace and privacy of country living—all while remaining just minutes from shopping, dining, and everyday conveniences—this is an opportunity you won't want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Bethlehem ElementaryGrades PK-51.9 mi
9/10
West Alexander MiddleGrades 6-84.2 mi
4/10
Alexander Central HighGrades PK,9-1210.8 mi

Construction

Condition

  • Year built: 1968

Materials

  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator,Solar Hot Water,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Main Level,Washer Hookup

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Basement Shop,Exterior Entry,Interior Entry,Unfinished,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Den

  • Level: Main

Dining Area

  • Level: Main

Dining Room

  • Level: Main

Features

  • Kitchen Island,Storage
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Recreation Room,Wood Burning,Other - See Remarks
  • Finished area below ground: 0
  • Finished area above ground: 1,710

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,710
  • Total interior livable area: 1,710 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Workshop

  • Level: Basement

Property

Accessibility

  • Accessibility features: Bath Grab Bars

Details

  • Parcel number: 0005184
  • Zoning: R-20
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Exterior features: Other - See Remarks
  • Has view: Yes
  • View description: Mountain(s),Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 2.89 Acres
  • Features: Level,Rolling Slope,Wooded,Views

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters in Alexander County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,204$26,448
Home Insurance *$157$1,884
Property Taxes $260$3,120
Electricity $200$2,405
Total$2,821$33,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,720/yr
40% on housing$84,630/yr
45% on housing$75,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 28601$170
Alexander County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 28601$183
Alexander County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Price change$399,000
2026-08-06Price change$409,000
2026-07-24Price change$436,000
2026-07-10Price change$449,000
2026-06-18Price change$459,000
2026-06-03Listed for sale$489,000

For Sale by Agent

AgentLeslie Sullivan
BrokerageRealty Executives of Hickory

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