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548 Lakeshore Dr, Four Seasons, MO, 65049

6beds
4baths
3,410sqft
$838,500
$246price/sqft
$5,356/moest. monthly cost
$214,240/yrincome needed

About This Home

Upscale waterfront villa with room for everyone can now be yours! Need a cruiser slip? We got that too. One of the most sought-after locations just off of Horseshoe Bend Pkwy, this 6-bed, 4-bath Villa near the 12 mile marker truly delivers with main level living and minimal maintenance. The stylish space is warm and inviting - ideal for hosting or just unwinding in total comfort. A spacious primary suite with oversized walk in closet and lots of room for guests with multiple suites. Nestled in a protected cove with killer main channel views, lake access is just steps away. You’ll love the brand new Kitchen Aid stainless appliances, 2 huge screened-in decks, and the convenience of a 2-car attached garage. The large 14x46 boat slip is included and the 18,000 lb lift can be purchased for extra money, visible from the decks and easily accessible making lake days a breeze. Just minutes from all the best restaurants, bars, golf, and entertainment as well as the Bagnell Dam Strip. Also enjoy a community pool and picturesque sunsets every evening. Whether you're going all-in on lake life or locking in the ultimate weekend escape, this one checks all the boxes.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

8/10
Osage Middle SchoolGrades 6-87.0 mi
7/10
Osage High SchoolGrades 9-127.0 mi

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 3,410

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,410 sqft

Property

Details

  • Parcel number: 018.028.0000.0010003.048
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 2,613 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,239$50,868
Home Insurance *$536$6,432
Property Taxes $321$3,852
Electricity $260$3,124
Total$5,356$64,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,634/yr
40% on housing$160,680/yr
45% on housing$142,826/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$204
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$848,500
2025-07-25Listing removed$889,900
2025-07-07Price change$889,900
2025-06-25Price change$899,900
2025-06-21Price change$909,900
2025-06-17Price change$919,900
2025-05-14Price change$929,900
2025-05-03Price change$939,000
2025-04-24Listed for sale$949,900

For Sale by Agent

AgentNicholas J Huscroft
BrokerageChosen Realty, LLC

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