109 La Costa Ln, Mankato, MN, 56001
About This Home
No split level entry, three same floor bedrooms, room to spread out, and 800+ square feet of storage - 109 La Costa Lane checks some big boxes. Tucked into the desirable Country Club Estates neighborhood, the ground-level main floor welcomes you into an open living room with vaulted ceilings and a modern stone fireplace, flowing easily in to the centrally located kitchen. Main floor laundry and a half bath make everyday living even more convenient. Just off the kitchen, a concrete patio opens to a flat backyard ready to make your own. Upstairs, you'll find three same-floor bedrooms, including a spacious primary suite with its own private bathroom, plus an additional full bathroom conveniently located for the other two bedrooms. The finished lower level offers even more room to spread out with a large family room, a fourth bedroom with an oversized walk-in closet, and the home's fourth bathroom. Don't miss the abundant crawlspace storage—giving you plenty of space for seasonal decor, totes, and everything else you want tucked away! With its sought after location and hard to find functional layout, this is a home that's even better experienced in person.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Roof: Age 8 Years or Less,Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: Gas Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Block,Daylight,Drain Tiled,Finished,Full,Storage Space,Sump Basket,Sump Pump
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 1
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Electric,Living Room
- Fireplace: Yes
- Finished area below ground: 860
- Finished area above ground: 1,700
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 5,100
- Total interior livable area: 2,560 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: R010904328003
- Zoning description: Residential-Single Family
- Foundation area: 1700
Features
- Levels: Three Level Split
- Patio & porch: Patio
- Fencing: None
Lot
- Lot size: 10,454 sqft
- Features: Tree Coverage - Light
- Lot size dimensions: 75 x 140
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Hail
- Tornado
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Blue Earth County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,250 | $27,000 |
| Home Insurance * | $201 | $2,412 |
| Property Taxes | $415 | $4,980 |
| Electricity | $215 | $2,590 |
| Total | $3,081 | $36,972 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Pending sale | $445,000 |
| 2026-07-22 | Price change | $445,000 |
| 2026-07-06 | Price change | $455,000 |
| 2026-06-25 | Listed for sale | $479,000 |
| 2019-12-09 | Sold | $309,900 |
| 2019-10-17 | Price change | $309,900 |
| 2019-10-05 | Listed for sale | $315,000 |
| 2014-12-08 | Sold | $247,000 |
| 2014-10-03 | Listed for sale | $249,900 |
| 2006-11-07 | Sold | $226,247 |
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