




20811 Ocean Rd, Janesville, MN, 56048
About This Home
Exceptional 6 bedroom, 5 bathroom home on 16 acres, plus an additional 16 acres of restored prairie and wetland, offering the perfect blend of country living, modern updates, and endless possibilities. From the moment you arrive, you'll appreciate the maintenance-free steel siding, new roof (2022), expansive wraparound porch, and beautifully designed outdoor living spaces. Inside, the spacious floor plan is ideal for everyday living and entertaining. The recently finished walkout lower level with 9-foot ceilings features a large family room, wet bar, additional bedroom, full bath with walk-in shower, and abundant storage. Updated windows and four newer patio doors fill the home with natural light while providing seamless access to the outdoors. Outside, enjoy the 16' x 32' above-ground pool with pool shed, 7-person Hot Spring saltwater hot tub, multiple concrete patios, fire pit, screened porch, mature landscaping, and poured concrete landscape edging. A spiral staircase conveniently connects the walkout patio to the pool deck and front porch. The spacious primary suite offers a large walk-in closet and oversized walk-in shower. The main level also includes laundry, a mudroom with built-in lockers, office space, and an attached 3-car garage. The property is equally impressive outside with a barn featuring water and electricity, three fenced pastures with direct barn access, a pole shed with concrete floor and electricity, two wetland ponds, and 16 acres of restored native prairie creating exceptional wildlife habitat for nature lovers and hunters alike. A unique bonus is the finished salon space with its own bathroom, patio, and beautiful koi pond. Whether you envision a mother-in-law suite, home office, studio, game room, man cave, or small business, this flexible space offers endless opportunities. This remarkable property delivers the space, privacy, and versatility to live, work, entertain, and enjoy the outdoors, all in one extraordinary setting.
Getting Around
Schools
Construction
Condition
- Property condition: Previously Owned
- Year built: 1920
Materials
- Roof: Asphalt,Metal
- Construction materials: Frame/Wood,ICFs (Insulated Concrete Forms),Steel Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Exhaust Fan,Freezer,Microwave,Range,Refrigerator,Washer,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Egress Windows,Finished,Walk-Out Access,Concrete,Full
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 1
- 3/4 bathrooms: 2
- 1/2 bathrooms: 2
Dining Room
- Features: Combine with Living Room
Features
- Ceiling Fan(s),Eat-In Kitchen,Hot Tub,Natural Woodwork,Walk-In Closet(s),Bath Description: 3/4 Basement,Full Primary,Main Floor 1/2 Bath,Main Floor 3/4 Bath,Main Floor Full Bath,Private Primary,Main Floor Bedrooms
- Flooring: Hardwood
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 994
- Finished area above ground: 3,259
Heating & Cooling
- Heating features: Fireplace(s),Forced Air,Geothermal,Propane - Tank Rented
- Cooling features: Central Air
Interior Area
- Total structure area: 4,253
- Total interior livable area: 4,253 sqft
Property
Details
- Parcel number: R391024300005
- Other equipment: Fuel Tank-Rented
- Foundation area: 994
Features
- Levels: Two
- Stories: 2
- Pool features: Above Ground,Outdoor Pool
- Patio & porch: Deck,Patio,Porch
- Exterior features: Hot Tub,Water Feature
Lot
- Lot size: 32.10 Acres
- Features: Irregular Lot,Landscaped
- Lot size dimensions: Irregular
Parking
- Total spaces: 8
- Parking features: Gravel,Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 8
- Covered spaces: 8
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Hail
- Drought
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Blue Earth County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,994 | $47,928 |
| Home Insurance * | $200 | $2,400 |
| Property Taxes | $540 | $6,480 |
| Electricity | $358 | $4,304 |
| Total | $5,092 | $61,104 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $789,900 |
| 2026-07-27 | Listing removed | $799,900 |
| 2026-07-17 | Listed for sale | $799,900 |
| 2026-07-16 | Listing removed | $855,000 |
| 2026-06-14 | Price change | $855,000 |
| 2026-05-26 | Listed for sale | $889,900 |
| 2017-09-01 | Sold | $87,012 |
For Sale by Agent
