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12456 10th Ave, Swanville, MN, 56382

3beds
3baths
2,632sqft
$534,900
$203price/sqft
$3,707/moest. monthly cost
$148,280/yrincome needed

About This Home

This spacious country home has tons of natural light and an open floor plan plus huge family room on LL including wet bar & pool table that stays! Amazing garage space on this 10 +/- Acre parcel overlooking 2 ponds (flowing via natural spring year round)! Attached insulated & heated 2 car garage plus 4+ car detached garage that is heated with natural gas furnace plus hot water heater and has 12'x12' doors, plus larger shed remodeled in 2021 that features two 16' doors and 20' side walls & 210 Amp electrical outlet & floor drains! Newer appliances in the kitchen in 2018, all stay including brand new washer & dryer (negotiable)! Newer tankless water heater/boiler system for house heat & many updates such as flooring, lighting (smart home features galore), kitchen facelift adding cabinets, new counters & sink/faucet PLUS shower to exisiting main bathroom on upper level & HUGE fenced yard & playsets stay! MUCH MUCH MORE!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
6/10
Swanville SecondaryGrades 7-122.0 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Upper Level

Basement

  • Basement: None

Bedroom

  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Bedroom2

  • Level: Upper
  • Area: 140
  • Dimensions: 14x10

Bedroom3

  • Level: Upper
  • Area: 126
  • Dimensions: 12x10.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Upper
  • Area: 126
  • Dimensions: 14x9

Family Room

  • Level: Lower
  • Area: 480
  • Dimensions: 20x24

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,632

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: Ductless Mini-Split,Wall Unit(s)

Interior Area

  • Total structure area: 2,632
  • Total interior livable area: 2,632 sqft

Kitchen

  • Level: Upper
  • Area: 128
  • Dimensions: 8x16

Living Room

  • Level: Upper
  • Area: 263.5
  • Dimensions: 17x15.5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 070410000
  • Zoning description: Agriculture,Residential-Single Family
  • Foundation area: 1680

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Wrap Around
  • Waterfront features: Pond

Lot

  • Lot size: 10 Acres
  • Features: Irregular Lot,Tree Coverage - Light
  • Lot size dimensions: 900 x 485 x 970 x 470

Parking

  • Total spaces: 8
  • Parking features: Attached,Detached Garage,Asphalt,Floor Drain,Garage Door Opener,Heated Garage,Insulated Garage,Multiple Garages,Tuckunder Garage
  • Has garage: Yes
  • Attached garage spaces: 8
  • Covered spaces: 8
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Hail
Strong Wind
Drought
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Morrison County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,704$32,448
Home Insurance *$391$4,692
Property Taxes $391$4,692
Electricity $221$2,663
Total$3,707$44,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,097/yr
40% on housing$111,210/yr
45% on housing$98,853/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 56382$117
Morrison County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56382
Morrison County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$534,900
2026-07-16Price change$539,900
2026-06-29Listed for sale$549,900
2021-08-10Sold$387,000
2021-05-06Listing removed--
2021-05-01Pending sale$389,900
2021-04-13Price change$389,900
2021-04-01Listed for sale$399,900
2017-11-07Sold$325,000

For Sale by Agent

AgentAngela Petersen
BrokerageCentral MN Realty LLC

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