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28396 570th Ave, Deer Creek, MN, 56527

5beds
1baths
4,062sqft
$284,900
$70price/sqft
$2,383/moest. monthly cost
$95,320/yrincome needed

About This Home

Escape to peaceful country living on 9.1 beautiful acres with endless possibilities. This spacious 6,230 square foot, 3 level home offers expansive living areas, plenty of open space, and an opportunity to make it your own. The home currently has 5 bedrooms, 1 bath and full unfinished basement to make it your own. Outside, multiple barns and a shed offer ample space for hobbies, livestock, chickens, equipment, or workshop use. There is a fenced in pasture for livestock and horses and also tillable for a home garden. Surrounded by quiet countryside and wide-open views, this property is ideal for those seeking privacy, and room to grow. The home has a well and a septic. Septic is assumed to be non compliant and seller is open to providing a new system

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Block

Bedroom

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,062

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 6,230
  • Total interior livable area: 4,062 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 15000360273002
  • Zoning description: Residential-Single Family
  • Foundation area: 1950

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 9.01 Acres
  • Lot size dimensions: 9.01

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Strong Wind
Tornado
Drought
Hail
Lightning
Wildfire

FEMA Declared Disasters in Otter Tail County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,440$17,280
Home Insurance *$442$5,304
Property Taxes $159$1,908
Electricity $342$4,111
Total$2,383$28,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,702/yr
40% on housing$71,490/yr
45% on housing$63,546/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$70This listing

vs Other Active Listings

Avg $/sqft

ZIP 56527$109
Otter Tail County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 56527$40
Otter Tail County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Price change$284,900
2026-05-17Listed for sale$299,900

For Sale by Agent

AgentLauri Van Dyke
BrokerageCentennial Realty

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