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24295 Matson Point Trl, Pelican Rapids, MN, 56572

4beds
3baths
3,360sqft
$674,900
$201price/sqft
$4,511/moest. monthly cost
$180,440/yrincome needed

About This Home

North Lida- If you’ve been looking for a spot on one of the area’s most desirable lakes, this one is worth a look. With 120 feet of pristine shoreline, this 4 bedroom, 3 bath home offers over 3,000 square feet set up for easy lake living and gathering with family and friends. Originally constructed as a manufactured home, it has been completely taken down to the studs and rebuilt from the foundation up with all new plumbing, electrical, windows, insulation, siding, sheetrock, and finishes. Inside, you’ll find an open layout, two fireplaces, and a 3 season porch that make it comfortable throughout the year. The outdoor space is what really sets this property apart, with a lakeside deck featuring a hot tub, a second tiered deck along the lake with a firepit, and an outdoor kitchen with space for a kegerator, making it an ideal setup for entertaining, all surrounded by a well maintained yard supported by an in ground sprinkler system. Additional space across the road provides convenient extra parking for guests. A great opportunity to get onto one of North Lida’s best stretches of shoreline.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Viking Elementary SchoolGrades PK-64.7 mi
6/10
Pelican Rapids SecondaryGrades 7-124.8 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Humidifier,Water Osmosis System,Microwave,Range,Refrigerator,Trash Compactor,Washer,Water Softener Rented,Wine Cooler
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Level: Upper

Bathroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower

Den

  • Level: Lower

Dining Room

  • Level: Upper

Family Room

  • Level: Upper

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,680
  • Finished area above ground: 1,680

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,360
  • Total interior livable area: 3,360 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Upper

Living Room

  • Level: Upper

Other

  • Level: Lower

Other

  • Level: Lower

Primary Bathroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 37000280150010
  • Zoning description: Shoreline
  • Other equipment: Fuel Tank - Rented
  • Foundation area: 1680

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Rear Porch,Screened
  • Fencing: Invisible
  • Has view: Yes
  • View description: North,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake View,Waterfront Elevation(26-40),Lake Bottom(Hard)
  • Frontage length: Water Frontage: 120

Lot

  • Lot size: 0.56 Acres
  • Features: Accessible Shoreline
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage,Garage Door Opener,Heated Garage,Insulated Garage,Tuckunder Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tornado
Hail

FEMA Declared Disasters in Otter Tail County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,412$40,944
Home Insurance *$451$5,412
Property Taxes $365$4,380
Electricity $283$3,400
Total$4,511$54,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,662/yr
40% on housing$135,330/yr
45% on housing$120,293/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 56572$324
Otter Tail County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 56572$225
Otter Tail County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$850,000
2026-04-17Price change$879,000
2025-08-28Price change$889,000
2025-08-19Price change$899,000
2025-08-07Price change$925,000
2025-07-11Price change$949,900
2025-05-15Price change$994,900
2024-09-28Price change$1,050,000
2024-08-30Listed for sale$1,100,000

For Sale by Agent

AgentValerie Bushaw
BrokerageeXp Realty

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