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12427 Doe Ln, Indianapolis, IN, 46236

5beds
3baths
2,570sqft
$389,900
$152price/sqft
$2,805/moest. monthly cost
$112,200/yrincome needed

About This Home

If you have been tirelessly searching for a home where absolutely everything has been done for you, your wait is officially over. Welcome to your completely refreshed, move-in-ready oasis. Step inside and breathe a massive sigh of relief. Freshly updated in 2026 with stunning new LVP flooring, plush new carpets, crisp white trim, and interior paint, this home feels brand new. The beautifully updated kitchen boasts freshly painted cabinetry, gleaming new quartz countertops, and the perfect breakfast bar. But the real luxury is the unparalleled peace of mind that comes from meticulous ownership. With a rigorously serviced Furnace and A/C (twice a year!), a newer water heater (2021), and a 30-year roof (2018) that has been inspected annually, the expensive heavy lifting is completely handled. You get to just move in and live! The layout is designed for both grand entertaining and quiet connection. An elegant foyer flows into a formal living and dining area, leading you right into the heart of the home. Picture crisp evenings relaxing in the family room, anchored by a beautiful floor-to-ceiling brick-surround, wood-burning fireplace. When the weather warms up, step right through the doors to your back patio. Complete with a custom privacy barrier added in 2023, it overlooks a sprawling 0.34-acre yard-your perfect canvas for summer barbecues and outdoor living. Need more space? Head upstairs to discover an incredibly rare five-bedroom layout! The primary suite is a private retreat, featuring airy vaulted ceilings, a private dual-sink bathroom, and the ultimate everyday luxury: two spacious walk-in closets. A functional shared hall bath easily services the four additional bedrooms. Finding a sprawling 5-bedroom home with brand-new 2026 cosmetic updates and a well-maintained mechanical history is the absolute unicorn of today's market. Schedule your private, in-person showing today before another savvy buyer steals your perfect home! Photos have been virtually staged.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

5/10
3/10
Belzer Middle SchoolGrades 7-85.6 mi
3/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1992

Materials

  • Foundation: Slab
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Range Hood,Refrigerator,Water Heater,Water Softener Owned
  • Laundry features: Laundry Room,Upper Level

Bedroom2

  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Bedroom3

  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Bedroom4

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedroom5

  • Level: Upper
  • Area: 299
  • Dimensions: 23x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Family Room

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Features

  • Attic Access,Breakfast Bar,Entrance Foyer,Ceiling Fan(s),Eat-in Kitchen,Pantry,Walk-In Closet(s)
  • Window features: Wood Work Painted
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,570
  • Total interior livable area: 2,570 sqft

Kitchen

  • Level: Main
  • Area: 216
  • Dimensions: 18x12

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 14x15

Master Bedroom

  • Level: Upper
  • Area: 210
  • Dimensions: 14x15

Property

Details

  • Parcel number: 490127142039000407
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio

Lot

  • Lot size: 0.34 Acres
  • Features: Curbs,Sidewalks,Suburb,Mature Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$247$2,964
Property Taxes $352$4,224
Electricity $235$2,827
Total$2,805$33,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,171/yr
40% on housing$84,150/yr
45% on housing$74,800/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 46236$148
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46236$148
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$394,900
2026-03-31Listing removed$355,000
2026-03-20Price change$355,000
2026-03-12Price change$374,999
2026-03-06Listed for sale$380,000

For Sale by Agent

AgentEric Forney
BrokerageKeller Williams Indy Metro S

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