205 S 3rd St, Harrisville, MI, 48740
About This Home
Fully Updated Harrisville Gem Just Minutes from Lake Huron! Looking for the perfect Up North getaway, year-round home, or investment opportunity? Welcome to 205 S Third Street, a beautifully refreshed 2-bedroom, 2-bath home located in the heart of charming Harrisville. Step inside and discover a home that has been thoughtfully updated and is truly move-in ready. Recent improvements include new flooring and carpeting throughout, refreshed cabinetry, upgraded attic insulation, and a newly installed basement water management system for added peace of mind. Outside your door, you'll enjoy one of Northeast Michigan's most sought-after locations. Walk to Harrisville State Park, the harbor, downtown shops, restaurants, and beautiful Lake Huron beaches. Property Highlights: Detached Garage & Workshop Space Full Basement Ideal Year-Round Home or Vacation Retreat Whether you're searching for a weekend escape, retirement destination, or a low-maintenance home near the water, this property offers the charm, comfort, and location buyers are looking for.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Basement
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Washer,Range/Oven,Refrigerator,Dryer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Window features: Blinds
- Flooring: Laminate
- Finished area above ground: 1,000
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,000
- Total interior livable area: 1,000 sqft
Property
Details
- Parcel number: 12010002500306
Features
- Stories: 1
- Patio & porch: Deck
- Frontage type: None
Lot
- Lot size: 10,018 sqft
- Lot size dimensions: .23 acres
Parking
- Parking features: Driveway,Garage Door Opener
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Alcona County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $958 | $11,496 |
| Home Insurance * | $89 | $1,068 |
| Property Taxes | $127 | $1,524 |
| Electricity | $188 | $2,259 |
| Total | $1,362 | $16,344 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $184,900 |
| 2026-07-01 | Listed for sale | $189,500 |
| 2021-09-11 | Listing removed | -- |
| 2021-07-10 | Listed for sale | $97,500 |
| 2003-08-21 | Sold | $55,000 |
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