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4901 E Clark Rd, Harrisville, MI, 48740

--beds
1baths
704sqft
$124,500
$177price/sqft
$1,055/moest. monthly cost
$42,200/yrincome needed

About This Home

Rare find! Nestled on a gorgeous semi-wooded lot just west of Harrisville, this well kept studio style home can be enjoyed multiple different ways. First, as a year-round starter home, not too huge so easy to maintain and keep tidy. Next, as the perfect up north hide-away. Inside has been completely modernized with a bright kitchen, new flooring, comfortable sized 3/4 bathroom, huge laundry/utility room plus a mudroom (storage area). A few of the updated mechanical's include: 2-3 year old furnace, pex plumbing, 1 year old well pump and a 4 year old water softener. Outside is a nature lovers dream with a cleared section that can double as space for your RVs. There are also 5 sheds all great for extra storage but new owners may consider converting to use as possibly bunkhouses. The outside covered patio provides extra entertaining space. Great for those fun summer BBQ's or just to sit and listen to the patter of the rain. There is an added bonus of an extra wooded lot which provides not only additional privacy but a super spot to hunt for morel mushrooms, catch fireflies or roast marshmallows around a roaring late night campfire. This truly affordable and comfortable treasure will certainly go fast. Serious inquiries are always welcome. If you wait too long to see this one you will regret it! Setting appointments now. Owner occupied so a little notice is preferred. Every effort will be made to get you in as quickly as possible so call today.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
Alcona Elementary SchoolGrades K-54.1 mi
6/10

Construction

Condition

  • Year built: 1993

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: No

Bedrooms & Bathrooms

  • Bathrooms: 1
  • 3/4 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 704
  • Total interior livable area: 704 sqft

Property

Details

  • Parcel number: 06119000002600

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Alcona County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $629$7,548
Home Insurance *$58$696
Property Taxes $180$2,160
Electricity $188$2,259
Total$1,055$12,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,171/yr
40% on housing$31,650/yr
45% on housing$28,133/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 48740$125
Alcona County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 48740
Alcona County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-27Listed for sale$124,500
2018-07-31Sold$29,000
2018-05-03Price change$34,900
2017-06-24Price change$32,000
2017-06-07Listed for sale$38,900

For Sale by Agent

AgentBecci Schirrick
BrokerageSunrise Realty, Inc.

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