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412 Phillips Ave, Mc Kees Rocks, PA, 15136

3beds
2baths
1,350sqft
$208,000
$154price/sqft
$1,678/moest. monthly cost
$67,120/yrincome needed

About This Home

Welcome home to 412 Phillips Avenue, a beautifully maintained brick Cape Cod offering 1,530 square feet of classic appeal, functional living space, and a backyard you'll love spending time in. From the moment you arrive, the brick exterior, inviting curb appeal, and manicured landscaping showcase the pride of ownership found throughout this home. Step inside to discover warm hardwood floors, a bright and welcoming living room, and a spacious dining room that's perfect for everyday meals or holiday gatherings. The kitchen offers abundant cabinet space and flows seamlessly into the sun-filled rear sunroom, creating the perfect spot to enjoy your morning coffee, relax with a book, or overlook the expansive backyard. The thoughtfully designed floor plan features a main-level bedroom and a full bathroom, offering convenient one-floor living if desired. Upstairs, you'll find two generously sized bedrooms, a half bath, and plenty of closet space, providing comfortable accommodations for family, guests, or a home office. Outside, the large, level backyard offers endless possibilities for entertaining, gardening, pets, or play, with mature landscaping providing a peaceful setting. The full basement expands your living options with two bonus rooms, ideal for a home gym, office, hobby space, or game room, along with ample storage, a dedicated laundry area, and even a cedar closet near the entryway for storing seasonal clothing and treasured keepsakes. Solidly built and exceptionally well cared for, this move-in ready home combines refined character with practical living spaces in a convenient McKees Rocks location. If you've been searching for a home with room to grow, timeless appeal, and a wonderful outdoor space, 412 Phillips Avenue is ready to welcome you home.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

1/10
Sto-Rox El SchoolGrades K-31.3 mi
3/10
Sto-Rox High SchoolGrades 7-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1946

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Microwave,Refrigerator,Stove

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bedroom2

  • Level: Upper
  • Dimensions: 13x11

Bedroom3

  • Level: Upper
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Main
  • Dimensions: 12x9

Bonus Room

  • Level: Basement
  • Dimensions: 19X9

Bonus Room

  • Level: Basement
  • Dimensions: 11x9

Dining Room

  • Level: Main
  • Dimensions: 13X11

Entry Foyer

  • Level: Main
  • Dimensions: 5X4

Features

  • Flooring: Ceramic Tile,Hardwood,Carpet

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Kitchen

  • Level: Main
  • Dimensions: 11x9

Laundry

  • Level: Basement

Living Room

  • Level: Main
  • Dimensions: 15x13

Master Bedroom

  • Level: Main
  • Dimensions: 12X10

Property

Details

  • Parcel number: 0073E00169000000

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 5,623 sqft
  • Lot size dimensions: 0.1291

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,051$12,612
Home Insurance *$149$1,788
Property Taxes $254$3,048
Electricity $224$2,692
Total$1,678$20,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,531/yr
40% on housing$50,340/yr
45% on housing$44,746/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 15136$126
Allegheny County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 15136$128
Allegheny County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$208,000
2026-07-20Price change$215,000
2026-06-25Listed for sale$225,000
2026-06-22Listing removed$229,000
2026-06-11Price change$229,000
2026-06-05Price change$235,000
2026-05-28Price change$242,000
2026-05-21Listed for sale$249,000
2022-09-12Sold$172,000
2022-08-04Pending sale$169,999
2022-08-04Contingent$169,999
2022-07-30Listed for sale$169,999
2019-08-07Sold$116,600
2019-07-09Pending sale$110,000
2019-07-05Listed for sale$110,000
2019-06-22Pending sale$110,000
2019-06-18Listed for sale$110,000

For Sale by Agent

AgentShanna Funwela
BrokerageCOLDWELL BANKER REALTY

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