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12960 Airport Rd, Atlanta, MI, 49709

3beds
2baths
1,920sqft
$420,000
$219price/sqft
$2,848/moest. monthly cost
$113,920/yrincome needed

About This Home

Built in 2020, this beautifully designed home sits on a peaceful one-acre lot with a private pond, offering the perfect balance of modern comfort and country charm. Step onto the covered front porch and into an inviting interior featuring soaring ceilings and an open layout designed for everyday living and entertaining. The spacious kitchen is the heart of the home, complete with a large eat-in island that naturally brings everyone together. A large attached garage provides plenty of room for vehicles, storage, or hobbies, with the newly stamped concrete walkway finished in July 2026, adds exceptional curb appeal and outdoor living space. For those looking for even more room to expand, the seller may consider selling the neighboring property, which includes a detached pole barn on 2 acres.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Atlanta Community SchoolsGrades PK-120.9 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Crawl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Range/Oven,Refrigerator,Dryer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Tile,Laminate
  • Finished area above ground: 1,920

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Property

Details

  • Parcel number: 00301200079000

Features

  • Stories: 2
  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 122 x 358

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding

FEMA Declared Disasters in Montmorency County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$222$2,664
Property Taxes $294$3,528
Electricity $209$2,513
Total$2,848$34,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,645/yr
40% on housing$85,440/yr
45% on housing$75,946/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 49709$118
Montmorency County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 49709
Montmorency County$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Listed for sale$420,000

For Sale by Agent

AgentLaura Corpe
BrokerageKW Northern Michigan Team Partners

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