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2032 Center St, Paducah, KY, 42003

2beds
1baths
1,056sqft
$57,000
$54price/sqft
$518/moest. monthly cost
$20,720/yrincome needed

About This Home

Affordable, Move-in Ready 2-bedroom Home With Over 1,000 Square Feet Of Living Space Located Within Paducah City Limits. This Property Offers A Functional Layout With Comfortable Room Sizes And A Manageable Yard That Includes A Storage Shed For Added Convenience. Key Features Include Central Heat And Air, Natural Gas Utilities, And A Durable Metal Roof, Providing Solid Core Systems For Long-term Reliability. The Home Is Clean And Ready For Occupancy, While Still Offering Opportunity For Cosmetic Updates To Increase Value Over Time. A Strong Option For First-time Buyers, Downsizers, Or Investors Looking For A Practical Property At An Accessible Price Point. Conveniently Located Near Shopping, Schools, And Major Road Access.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
Morgan Elementary SchoolGrades K-50.1 mi
6/10
Paducah Middle SchoolGrades 6-81.1 mi
4/10

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stove,Washer,Gas Water Heater

Basement

  • Basement: Crawl Space,None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Property

Details

  • Parcel number: 1053119003

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,405 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $288$3,456
Home Insurance *$59$708
Property Taxes $17$204
Electricity $154$1,850
Total$518$6,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,760/yr
40% on housing$15,540/yr
45% on housing$13,813/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$54This listing

vs Other Active Listings

Avg $/sqft

ZIP 42003$102
McCracken County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 42003$122
McCracken County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Price change$82,000
2026-01-14Listed for sale$99,900
2014-02-20Sold$17,000
2013-12-05Price change$34,900
2013-09-05Listed for sale$39,900

For Sale by Agent

AgentKim Musgrave
BrokerageTHE KIM MUSGRAVE TEAM

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