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5013 W Towne Dr, Paducah, KY, 42001

2beds
3baths
1,488sqft
$289,999
$195price/sqft
$2,089/moest. monthly cost
$83,560/yrincome needed

About This Home

FOR SALE — 5013 W Towne Dr Price: $299,999 Bedrooms: 2 | Bathrooms: 2.5 | Style: 1.5-Story Townhome Living Area: 1488 Sq Ft | Lot: 2313 Sq Ft | Built: 1996 Garage: 2-Car Detached 483 Sq Ft This is not your average townhome listing. Over the past three years, this property has been comprehensively renovated from top to bottom — new roof, new siding, full kitchen remodel, and more. If you're looking for a move-in ready home where the work is already done and done right, this is it. THE LAYOUT The main level features an open living and dining area, the fully renovated kitchen, a half bath, and direct access to a private garden area — a rare find in a townhome setting. Both bedrooms are located upstairs for privacy, and each has its own attached full bathroom. The 2-car garage provides ample storage and curbside parking as well. WHAT'S BEEN DONE (2023–2026) Exterior & Structure New roof shingles — house and garage (June 2023) New siding (January 2026) New privacy fence (2024) Private garden area Kitchen — Fully Renovated (July 2023) Full custom kitchen cabinetry and custom bedroom built-in cabinetry Gas line installed — gas stove Recessed (can) lighting in the kitchen New hardware throughout Bathrooms — All Updated (2023) New vanities and fixtures in all 2.5 bathrooms Interior Finishes Entire home freshly painted (June 2023) New door knobs and hinges throughout Updated lighting fixtures Plantation blinds downstairs (July 2023) Mechanical & Appliances New water heater (July 2024) New clothes washer (2024) New Kitchen Appliances LOCATION Conveniently located near KY Oaks Mall, restaurants, and medical facilities. Everything you need is within minutes. THE BOTTOM LINE This home has been maintained and upgraded with intention. New roof, new siding, custom kitchen, updated baths, new mechanicals — the major capital expenditures are already behind you. Whether you're a first-time buyer, downsizer, or investor, the value is built in. Serious inquiries only. Message to schedule a private walk-through. HOA $60/Month includes, lawn and landscape care, common ground repairs and insurance for common areas, street lights. Note: Property is being sold as-is.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
Concord Elementary SchoolGrades PK-50.3 mi
7/10
Heath Middle SchoolGrades 6-85.3 mi
9/10

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Concrete Block
  • Roof: Asphalt
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Other,Laminate

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,488 sqft

Property

Details

  • Parcel number: 0764000195

Features

  • Exterior features: Shingle,Vinyl,Brick
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 2,313 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Detached,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Ice Storm
Tornado
Winter Weather
Hail
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$307$3,684
Property Taxes $162$1,944
Electricity $154$1,850
Total$2,089$25,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,622/yr
40% on housing$62,670/yr
45% on housing$55,706/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 42001$124
McCracken County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 42001$133
McCracken County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Price change$289,999
2026-06-27Listed for sale$299,999
2023-05-19Sold$212,500
2023-05-01Pending sale$238,500
2023-03-31Listed for sale$238,500
2006-08-20Sold$125,000

For Sale by Owner

AgentProperty Owner

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