118 Whispering Woods Dr, Richmond, KY, 40475
About This Home
Large home.. The grand trees in the front yard give shade to the front porch of this lovely home and creates such charm as you walk up the front sidewalk!! This home has 3 levels with loads of space, 4 bedrooms and 4.5 baths, office, dining room, breakfast nook, granite countertops/double ovens, open den plan with built in shelving and brick fireplace plus volume ceilings on first floor, 2 master bedrooms/baths ( one on first floor and a grand master suite upstairs), second floor has 2 other bedrooms with Jack- n-Jill bathroom, basement is finished for added space and has a separate entrance stairway from inside garage as well as stairs inside house plus basement has a fireplace and kitchenette. You will enjoy the screened in porch on the back of the house overlooking the lush private backyard with nice landscaping and a patio to grill out on. One room being used as bedroom but has small window. A painting allowance will be given at closing. Great location in Stonewall Subdivision, close to EKU and easy access to I-75 and downtown Richmond. Possibly property trade if you have a home with a few acres and you want less land these sellers want a few acres and a house, just buy each others.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Foundation: Concrete Perimeter
- Roof: Dimensional Style
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dishwasher,Gas Range,Microwave,Refrigerator,Range
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Full,Interior Entry,Walk-Up Access
Bathroom1
- Level: First
Bathroom2
- Level: Lower
Bathroom3
- Level: Second
Bathroom3
- Level: Second
Bathroom4
- Level: Second
Bathroom4
- Level: Second
Bathroom5
- Level: First
Bedroom2
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Bonus Room
- Level: Lower
Den
- Level: Lower
Dining Room
- Level: First
Features
- Breakfast Bar,Entrance Foyer,Eat-in Kitchen,In-Law Floorplan,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
- Door features: Storm Door(s)
- Window features: Insulated Windows,Blinds
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 2
- Fireplace features: Basement,Gas Log,Great Room,Ventless,Wood Burning
- Fireplace: Yes
- Finished area below ground: 1,030
- Finished area above ground: 2,975
Foyer
- Level: First
Great Room
- Level: First
Heating & Cooling
- Heating features: Forced Air,Heat Pump,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 4,005
- Total interior livable area: 4,005 sqft
Kitchen
- Level: First
Master Bedroom
- Level: Second
Master Bedroom
- Level: First
Office
- Level: First
Property
Details
- Parcel number: R00100070031
Features
- Levels: Three Or More
- Fencing: Other
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 0.31 Acres
- Features: Landscaped,Secluded,Wooded,Few Trees
Parking
- Total spaces: 2
- Parking features: Attached Garage,Driveway,Garage Door Opener,Off Street,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,679 | $32,148 |
| Home Insurance * | $262 | $3,144 |
| Property Taxes | $415 | $4,980 |
| Electricity | $316 | $3,795 |
| Total | $3,672 | $44,064 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $529,900 |
| 2026-07-10 | Price change | $534,900 |
| 2026-07-03 | Listed for sale | $539,900 |
| 2022-03-14 | Sold | $435,000 |
| 2022-02-19 | Pending sale | $435,000 |
| 2022-02-03 | Contingent | $435,000 |
| 2022-02-01 | Listed for sale | $435,000 |
View on Zillow