3122 Depot St, Richmond, KY, 40475
About This Home
Welcome home to the peace and charm of country living! Nestled just minutes from the Kentucky River and the historic Valley View Ferry, this adorable 2-bedroom, 1-bath home offers 1,157 square feet of inviting living space where comfort, character, and convenience come together. Step inside to find beautiful hardwood and laminate flooring throughout, an adorable kitchen with abundant cabinetry that opens seamlessly into the dining area, and a spacious bonus room featuring vaulted ceilings and direct access to the side patio—perfect for a second living room, home office, playroom, or hobby space. Outside, you'll fall in love with the welcoming covered front porch, ideal for morning coffee or relaxing evenings, while the private side patio offers another great space to entertain or unwind. The fully fenced front and back yard provides plenty of room for children, pets, gardening, or simply enjoying the peaceful country setting. A detached one-car garage adds additional storage and functionality. Enjoy added peace of mind knowing the roof, HVAC system, and water heater have all been replaced within the last five years. If you've been dreaming of a slower pace, quiet surroundings, and a home that's full of warmth and charm while remaining convenient to outdoor recreation and the Kentucky River, this one is ready to welcome you home. **Professional photography of interior and exterior will be posted Monday**
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Pillar/Post/Pier
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Oven,Range
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
Features
- Eat-in Kitchen,Ceiling Fan(s)
- Flooring: Hardwood,Laminate
- Finished area below ground: 0
- Finished area above ground: 1,157
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Ceiling Fan(s),Heat Pump
Interior Area
- Total structure area: 1,157
- Total interior livable area: 1,157 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Other
- Level: First
Utility Room
- Level: First
Property
Details
- Parcel number: 017A00060009A
Features
- Levels: One
- Fencing: Chain Link
- Has view: Yes
- View description: Rural
Lot
- Lot size: 8,581 sqft
Parking
- Total spaces: 1
- Parking features: Detached Garage,Driveway,Off Street,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $945 | $11,340 |
| Home Insurance * | $92 | $1,104 |
| Property Taxes | $246 | $2,952 |
| Electricity | $154 | $1,850 |
| Total | $1,437 | $17,244 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Listed for sale | $187,000 |
| 2024-05-10 | Sold | $145,000 |
| 2024-04-19 | Pending sale | $139,900 |
| 2024-04-07 | Contingent | $139,900 |
| 2024-04-05 | Listed for sale | $139,900 |
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