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1000 Walnut Grove Cir, Richmond, KY, 40475

4beds
3baths
2,780sqft
$469,000
$169price/sqft
$3,190/moest. monthly cost
$127,600/yrincome needed

About This Home

Northern Madison Co. only minutes to I75 and less than 15 minutes to Hamburg and Man O War. Enjoy the peace and privacy of country living while still enjoying the conveniences of a neighborhood! Situated on over an acre, this beautiful, move-in-ready 4-bedroom brick ranch offers exceptional curb appeal and plenty of space both inside and out. Step inside to an impressive Great Room featuring vaulted ceilings, recessed lighting, beautiful flooring, and an open, inviting layout that's perfect for relaxing or entertaining. The spacious kitchen is designed for both function and style, offering abundant counter space, beautiful wood cabinetry, and a large dining area for everyday meals. A separate formal dining room provides the perfect setting for holiday gatherings and special occasions. The desirable split-bedroom floor plan offers added privacy, with a spacious primary suite showcasing a tray ceiling, private access to the covered deck, and an en suite bathroom complete with a relaxing Jacuzzi tub, separate shower, and ample space to unwind. Three additional bedrooms are generously sized with excellent closet space, while a separate utility room adds convenience and extra storage. Step outside to the covered deck and take in the peaceful views of the surrounding greenery. Completing the property is a two-car attached garage, making this home the perfect combination of comfort, style, and country charm. Conveniently located

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

9/10
Boonesborough ElementaryGrades PK-50.9 mi
7/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Block
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Flooring: Carpet,Ceramic Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,780

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,780
  • Total interior livable area: 2,780 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 003800000044QQ

Features

  • Levels: One

Lot

  • Lot size: 1.14 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,371$28,452
Home Insurance *$232$2,784
Property Taxes $368$4,416
Electricity $219$2,634
Total$3,190$38,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,371/yr
40% on housing$95,700/yr
45% on housing$85,066/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 40475$166
Madison County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 40475$175
Madison County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Contingent$460,000
2026-08-05Price change$460,000
2026-07-18Listed for sale$469,000
2019-05-02Sold$38,500
2019-02-01Listing removed$21,500
2019-01-16Listed for sale$21,500
2018-12-21Sold$225,000
2018-11-21Pending sale$239,900
2018-10-15Price change$239,900
2018-09-11Listed for sale$249,900
2018-06-27Listing removed$249,900
2018-05-01Listed for sale$249,900
2016-06-08Listing removed$19,900
2015-05-19Listed for sale$19,900
2014-06-06Listing removed$20,000
2013-11-21Price change$20,000
2013-07-13Listed for sale$269,000

For Sale by Agent

AgentGary C Everman
BrokerageRE/MAX Creative Realty

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