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233 View Point Dr, Richmond, KY, 40475

5beds
4baths
3,379sqft
$449,990
$133price/sqft
$3,055/moest. monthly cost
$122,200/yrincome needed

About This Home

Welcome to 233 View Point Drive, Richmond, KY! Set on a beautifully landscaped one-acre lot, this meticulously maintained home offers the perfect blend of privacy, space, and convenience. Located in a charming, established subdivision where homes rarely become available, you'll enjoy the peaceful feeling of country living while being just minutes from shopping, dining, I-75, schools, and everything Richmond has to offer. Featuring 5 bedrooms and 3.5 baths, this thoughtfully designed home offers exceptional flexibility for today's lifestyle. The spacious primary suite is conveniently located on the main level, providing comfort and convenience for everyday living. The kitchen features beautiful granite countertops, under-cabinet dimmable lighting, a convenient breakfast bar, and a layout that's perfect for everyday living and entertaining. Flowing seamlessly into the dramatic two-story great room, this inviting space is filled with natural light and showcases an impressive overlook from the upstairs balcony, creating an airy, welcoming atmosphere throughout the heart of the home. Downstairs, the fully finished walk-out basement opens the door to endless possibilities. Complete with its own private entrance, a kitchenette (everything except a stove), spacious living area, bedroom, and full bath, it's ideal for multi-generational living, an in-law suite, long-term guests, or even potential rental income. Upstairs, one of the bedrooms offers incredible versatility and could easily be transformed into a bonus room, media room, playroom, home gym, or office—allowing you to tailor the home to your family's needs. Designed for enjoying every season, the outdoor living spaces are just as impressive as the interior. Relax on the expansive screened-in porch, entertain on the multi-level deck, or simply unwind while overlooking the beautifully landscaped one-acre yard. Carefully placed trees create exceptional privacy and provide a picturesque backdrop that makes this property feel like your own private retreat. If you've been searching for a home that offers generous living space, versatile options, breathtaking outdoor spaces, and a location that provides the best of both worlds—peaceful country living with the convenience of being close to everything—233 View Point Drive is one you won't want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
8/10
Madison Middle SchoolGrades 6-84.1 mi
7/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Dimensional Style,Shingle
  • Construction materials: Stone,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Microwave,Refrigerator,Cooktop,Range,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access,Walk-Up Access

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower

Dining Room

  • Level: First

Features

  • Breakfast Bar,Eat-in Kitchen,In-Law Floorplan,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Door features: Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Blower Fan,Free Standing,Gas Log,Gas Starter,Great Room,Living Room,Ventless
  • Fireplace: Yes
  • Finished area below ground: 1,418
  • Finished area above ground: 1,961

Foyer

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump,Propane Tank Leased
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Heat Pump,Multi Units

Interior Area

  • Total structure area: 3,379
  • Total interior livable area: 3,379 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Lower

Living Room

  • Level: Lower

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 004100140021

Features

  • Levels: Three Or More

Lot

  • Lot size: 1 Acres
  • Features: Landscaped,Many Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener,Off Street,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$223$2,676
Property Taxes $291$3,492
Electricity $266$3,202
Total$3,055$36,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,742/yr
40% on housing$91,650/yr
45% on housing$81,466/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 40475$166
Madison County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 40475$175
Madison County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for sale$449,990
2026-08-04Pending sale$449,990
2026-07-31Listed for sale$449,990
2002-08-20Sold$214,900

For Sale by Agent

AgentLaura Chitwood
BrokerageKeller Williams Legacy Group

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