2004 Rockwood Dr, Richmond, KY, 40475
About This Home
Set in a highly desirable area known for convenience and community, you'll enjoy quick access to local amenities while still having the privacy and comfort of a well established neighborhood. This property stands out for its built in versatility. With two complete living areas — each with its own kitchen and laundry — the layout supports a wide range of lifestyles. Whether you're seeking space for relatives, looking to offset your mortgage with rental income, or wanting a home that adapts as your needs evolve, this one delivers. Property highlights include 4 bedrooms, 2 full baths, 2 kitchens and 2 laundry rooms. With 0.74 acres there is plenty of room for outdoor entertainment or gardening. Property will be sold as is with no repairs with inspections welcome.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1976
Materials
- Foundation: Block
- Roof: Dimensional Style
- Construction materials: Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Split Level
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Range
- Laundry features: Electric Dryer Hookup,Washer Hookup,Lower Level,Upper Level
Basement
- Has basement: Yes
- Basement: Exterior Entry,Finished,Partial
Bathroom1
- Level: First
Bathroom4
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bonus Room
- Level: Lower
Den
- Level: Lower
Features
- Window features: Screens
- Flooring: Carpet,Hardwood,Laminate,Vinyl
- Number of fireplaces: 1
- Fireplace features: Basement
- Fireplace: Yes
- Finished area below ground: 918
- Finished area above ground: 1,513
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Attic Fan,Central Air,Heat Pump
Interior Area
- Total structure area: 2,431
- Total interior livable area: 2,431 sqft
Kitchen
- Level: First
Kitchen
- Level: Lower
Living Room
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: First
Utility Room
- Level: Lower
Property
Details
- Parcel number: 057A00010002
Features
- Levels: Multi/Split
- Fencing: Chain Link
Lot
- Lot size: 0.74 Acres
- Features: Many Trees
Parking
- Total spaces: 2
- Parking features: Basement,Driveway,Garage Door Opener,Off Street,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,466 | $17,592 |
| Home Insurance * | $143 | $1,716 |
| Property Taxes | $231 | $2,772 |
| Electricity | $191 | $2,303 |
| Total | $2,031 | $24,372 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $309,000 |
| 2026-04-16 | Price change | $315,000 |
| 2026-04-01 | Listed for sale | $325,000 |
| 2006-09-15 | Sold | $124,000 |
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