261 Oxford Cir, Richmond, KY, 40475
About This Home
Absolutely adorable, meticulously maintained, and Energy Star certified, this charming home offers exceptional efficiency, comfort, and convenience! Ideally located near Lake Reba, the Robert R. Martin Bypass, I-75, shopping, dining, and healthcare, you'll enjoy easy access to everything Richmond has to offer. The immaculate landscaping creates outstanding curb appeal, while the updated shingles in 2024 gives peace of mind. The large privacy-fenced backyard is designed for relaxing and entertaining, featuring a covered deck, an extended patio with a hot tub, and a spacious storage building for all your outdoor equipment and hobbies. Even the immaculate crawlspace reflects the exceptional care this home has received. Inside, you'll love the bright, carpet-free floor plan. The spacious living room is anchored by a cozy gas log fireplace & recently updated LVP, and flows seamlessly into the generous dining area & fully equipped kitchen with beautiful stainless appliances updated in 2024. The thoughtfully designed layout offers two spacious bedrooms and two full baths, including a private primary suite with an en-suite bath and a large walk-in closet. A spacious utility room and attached two-car garage add even more functionality. From its Energy Star efficiency to its pristine condition inside and out, this move-in-ready home is truly a rare find and ready to welcome its new owners.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2009
Materials
- Foundation: Block
- Roof: Dimensional Style,Shingle
- Construction materials: Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Range
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Basement: Crawl Space
Bathroom2
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Walk-In Closet(s),Ceiling Fan(s)
- Window features: Insulated Windows,Blinds
- Flooring: Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room,Propane
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,405
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,405
- Total interior livable area: 1,405 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: First
Property
Details
- Parcel number: 006800180007
- Other equipment: Dehumidifier
Features
- Levels: One
- Fencing: Privacy,Wood
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 7,204 sqft
- Features: Landscaped
Parking
- Total spaces: 2
- Parking features: Attached Carport,Driveway,Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,364 | $16,368 |
| Home Insurance * | $133 | $1,596 |
| Property Taxes | $212 | $2,544 |
| Electricity | $154 | $1,850 |
| Total | $1,863 | $22,356 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $269,900 |
| 2026-08-02 | Price change | $269,900 |
| 2026-07-21 | Listed for sale | $275,000 |
| 2009-09-02 | Sold | $150,464 |
| 2009-04-08 | Sold | $24,500 |
View on Zillow