746 N 3rd St, Richmond, KY, 40475
About This Home
Welcome home to this spacious, move-in ready ranch with 4 bedrooms, 2 full baths, and plenty of room to spread out! With two bedrooms and a full bath on each level, the finished walkout basement offers flexible space that's perfect for a family room, home office, guest area, or playroom. The kitchen features granite countertops, and luxury vinyl plank and tile flooring throughout make for easy upkeep. Step outside and enjoy the covered front porch, a covered back deck overlooking the large fenced backyard, and a covered patio below—great for relaxing no matter the weather. The backyard also includes a fire pit, a mulched play area, and a storage shed for extra storage. Located just minutes from downtown Richmond, with quick access to the Richmond Bypass and I-75, this home offers both convenience and comfort in a great location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Range
- Laundry features: Electric Dryer Hookup,Washer Hookup,Lower Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Interior Entry,Walk-Out Access
Bathroom1
- Level: First
Bathroom2
- Level: Lower
Bedroom1
- Level: First
Bedroom2
- Level: Lower
Bedroom3
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Bonus Room
- Level: Lower
Features
- Window features: Insulated Windows,Blinds,Screens
- Flooring: Tile
- Finished area below ground: 1,029
- Finished area above ground: 1,065
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,094
- Total interior livable area: 2,094 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: Lower
Property
Details
- Parcel number: R00700010007
Features
- Levels: One
- Fencing: Chain Link,Partial,Privacy,Wood
Lot
- Lot size: 0.27 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance * | $128 | $1,536 |
| Property Taxes | $204 | $2,448 |
| Electricity | $165 | $1,984 |
| Total | $1,811 | $21,732 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Listed for sale | $260,000 |
| 2017-02-13 | Sold | $107,500 |
| 2017-01-18 | Pending sale | $109,900 |
| 2017-01-15 | Listed for sale | $109,900 |
| 2017-01-13 | Pending sale | $109,900 |
| 2017-01-13 | Listed for sale | $109,900 |
| 2016-12-15 | Pending sale | $109,900 |
| 2016-12-09 | Listed for sale | $109,900 |
| 2016-09-29 | Sold | $61,000 |
| 2016-08-09 | Pending sale | $63,500 |
| 2016-08-06 | Price change | $63,500 |
| 2016-07-06 | Listed for sale | $67,900 |
| 2015-05-16 | Listing removed | $109,900 |
| 2014-12-16 | Listed for sale | $109,900 |
| 2006-08-31 | Sold | $114,000 |
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