524 Baker Ct, Richmond, KY, 40475
About This Home
Welcome home to this charming 3 bedroom, 1 bath (possible 2) home with a full basement, ideally located in the heart of downtown Richmond! This well maintained home offers numerous updates, giving buyers peace of mind while preserving its character. Recent improvements include all new plumbing and a new water heater (2022), a new heat pump (2023), new roof (2024), new windows, new front and rear exterior doors. The full basement provides excellent storage or future expansion potential & already includes a potential bathroom (toilet and sink no walls) offering the opportunity to add additional living space & value. Conveniently located just minutes from Eastern Kentucky University, downtown Richmond, shopping, dining, and local amenities, this home is perfect for first-time buyers, investors, or anyone looking for a move in ready property in a prime location. Don't miss your chance to own this updated home close to everything Richmond has to offer! Buyers and Buyers Agent to verify all information, including sq. footage, schools, lot size and any other information to the Buyer.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1951
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range,Refrigerator,Vented Exhaust Fan
- Laundry features: Electric Dryer Hookup,Washer Hookup,Lower Level
Basement
- Has basement: Yes
- Basement: Full,Interior Entry,Sump Pump,Unfinished
Bathroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,210
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,210
- Total interior livable area: 1,210 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: Lower
Property
Details
- Parcel number: R00900140003
Features
- Levels: One
- Fencing: Wood
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 5,793 sqft
Parking
- Total spaces: 1
- Parking features: Attached Garage,Off Street,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,231 | $14,772 |
| Home Insurance * | $120 | $1,440 |
| Property Taxes | $191 | $2,292 |
| Electricity | $154 | $1,850 |
| Total | $1,696 | $20,352 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Price change | $243,500 |
| 2026-07-07 | Listed for sale | $249,900 |
| 2018-12-20 | Sold | $55,500 |
| 2018-11-28 | Pending sale | $50,000 |
| 2018-11-17 | Listed for sale | $50,000 |
| 2018-09-27 | Sold | $80,023 |
| 2007-05-07 | Sold | $87,700 |
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