




3745 Sweet Owen Rd, Owenton, KY, 40359
About This Home
Escape to the peace and beauty of Kentucky countryside without sacrificing convenience. Nestled on 45.9 picturesque acres, this exceptional all-brick ranch offers the perfect blend of luxury, privacy, and versatility. Whether you're searching for a working farm, equestrian property, recreational retreat, or simply room to roam, this remarkable property is ready to fit your lifestyle. Enjoy added peace of mind with a brand-new roof featuring 50-year architectural shingles. Designed for comfortable everyday living and entertaining, the open floor plan showcases recently installed site-finished hardwood floors, spacious living areas, and a generous dining area that opens to an expansive covered deck overlooking rolling pasture and scenic countryside. The main level features a spacious primary suite complete with a jetted tub, walk-in shower, double vanity, and walk-in closet. Two guest bedrooms with walk-in closets share a Jack-and-Jill bath, while a fourth bedroom offers the flexibility of a home office or guest room. A convenient first-floor laundry room completes the main level. The finished walkout lower level expands your living space with a full gourmet kitchen, large recreation room, full bath, in-law quarters, and direct access to a third garage, making it ideal for multigenerational living, extended family, entertaining, or a home-based business. Outside, the impressive 3,517 sq ft pole barn features three 9x14 horse stalls, a half bath, a 50-amp RV hookup, and ample space for horse trailers, RVs, tractors, side-by-sides, equipment, or workshop space. Additional improvements include a cattle barn, tractor barn, and poultry coop. A blend of open pasture and mature woods provides privacy, natural beauty, and endless opportunities for horses, livestock, recreation, hunting, or simply enjoying the outdoors. Conveniently located with easy access to I-71, you'll enjoy an easy drive to Cincinnati, Northern Kentucky, Georgetown, and Lexington!
Getting Around
Schools
Construction
Condition
- Property condition: Existing Structure
- Year built: 2006
Materials
- Foundation: Poured Concrete
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Electric Oven,Electric Range,Dishwasher,Dryer,Microwave,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bathroom2
- Features: Double Vanity,Tub With Shower
- Level: First
- Area: 195
- Dimensions: 13 x 15
Bedroom2
- Features: Bath Adjoins,Ceiling Fan(s),Laminate Flooring,Walk-In Closet(s)
- Level: First
- Area: 220.08
- Dimensions: 16.8 x 13.1
Bedroom3
- Features: Bath Adjoins,Ceiling Fan(s),Laminate Flooring
- Level: Second
- Area: 241.92
- Dimensions: 16.8 x 14.4
Bedroom4
- Features: Laminate Flooring
- Level: First
- Area: 109.2
- Dimensions: 10.5 x 10.4
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Features: Hardwood Floors,Walk-Out Access
- Level: First
- Area: 122.72
- Dimensions: 11.8 x 10.4
Features
- Open Floorplan,Breakfast Bar
- Window features: Double Hung
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,852
- Total interior livable area: 3,852 sqft
Kitchen
- Features: Breakfast Bar,Hardwood Floors
- Level: First
- Area: 311.75
- Dimensions: 21.5 x 14.5
Kitchen
- Features: Breakfast Bar,Gourmet Kitchen,Tile Flooring
- Level: Basement
- Area: 353.75
- Dimensions: 12.5 x 28.3
Laundry
- Features: Built-in Features,Tile Flooring,Utility Sink
- Level: First
- Area: 77.76
- Dimensions: 10.8 x 7.2
Living Room
- Features: Ceiling Fan(s),Hardwood Floors
- Level: First
- Area: 310.47
- Dimensions: 23.7 x 13.1
Other
- Features: Carpet Flooring,Recessed Lighting
- Level: Basement
- Area: 1163.413
- Dimensions: 41.11 x 28.3
Primary Bath
- Features: Double Vanity,Jetted Tub,Tile Flooring
- Level: First
- Area: 210
- Dimensions: 15 x 14
Primary Bedroom
- Features: Bath Adjoins,Laminate Flooring,Tray Ceiling(s),Walk-In Closet(s)
- Level: First
- Area: 56
- Dimensions: 14 x 4
Property
Details
- Parcel number: 0730000010.02
- Zoning description: Other
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Porch
- Fencing: Partial
Lot
- Lot size: 45.90 Acres
- Features: Pasture,Wooded
- Lot size dimensions: Irregular
Parking
- Total spaces: 3
- Parking features: Driveway,Garage Faces Front,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,297 | $51,564 |
| Home Insurance * | $741 | $8,892 |
| Property Taxes | $837 | $10,044 |
| Electricity | $304 | $3,650 |
| Total | $6,179 | $74,148 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $849,900 |
| 2026-05-08 | Price change | $899,900 |
| 2026-03-19 | Listed for sale | $924,000 |
| 2025-12-11 | Listing removed | $920,000 |
| 2025-07-23 | Price change | $920,000 |
| 2025-06-10 | Listed for sale | $949,000 |
| 2010-07-21 | Sold | $330,000 |
