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175 Blue Bird Dr, Shelbyville, KY, 40065

3beds
3baths
1,920sqft
$298,500
$155price/sqft
$1,982/moest. monthly cost
$79,280/yrincome needed

About This Home

Motivated Seller, Come out and see this one! Situated on one of the largest lots in this quiet, established neighborhood, this spacious ranch home offers nearly 2,000 Sq. Ft. of living space and exceptional potential. The neighborhood features newly blacktopped streets, mature trees, and a strong sense of community with many long-term homeowners. Inside, you'll find three bedrooms, two and a half baths, and a functional floor plan designed for comfortable everyday living. The oversized primary suite is a standout feature, offering ample room for a sitting area, home office, workout space, or private retreat. An attached two-car garage provides added convenience, while the expansive lot creates endless possibilities for outdoor entertaining, gardening, recreation, or future improvements. Primary Bedroom includes a fireplace, has access to the huge sunroom, and is much bigger than than a normal house of this era

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
3/10
Shelby County High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Crawl Space,Concrete Blk
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,920

Full Bathroom

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: S1406014

Features

  • Stories: 1
  • Patio & porch: Screened Porch,Enclosed,Deck,Patio,Porch

Lot

  • Lot size: 0.65 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Inland Flooding
Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,509$18,108
Home Insurance *$145$1,740
Property Taxes $174$2,088
Electricity $154$1,850
Total$1,982$23,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,954/yr
40% on housing$59,460/yr
45% on housing$52,853/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 40065$177
Shelby County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 40065$168
Shelby County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$278,500
2026-07-20Price change$298,500
2026-06-24Price change$299,500
2026-06-05Listed for sale$315,000
2025-09-08Sold$240,000
2025-08-03Pending sale$250,000
2025-08-03Contingent$250,000
2025-07-21Listed for sale$250,000

For Sale by Agent

AgentLes Richardson
BrokerageRealty Advanced

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