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9012 Nautical Watch Dr, Indianapolis, IN, 46236

5beds
5baths
5,149sqft
$950,000
$185price/sqft
$6,757/moest. monthly cost
$270,280/yrincome needed

About This Home

Exquisite Custom Home Near Geist Waterfront Park! Experience the perfect blend of elegance and modern comfort in this stunning custom-built home, ideally located near Geist Reservoir. Offering 5 bedrooms and 5 baths across three levels, this spacious residence includes a private office, breakfast nook, and formal dining room-perfect for both everyday living and entertaining. Step inside to soaring ceilings and an inviting layout filled with natural light, complemented by two fireplaces (both fireplaces have new gas log inserts). The gourmet kitchen features high-end appliances, custom cabinetry, and a center island cooktop, ideal for any home chef. The walkout basement with 9' ceilings includes a wet bar, wine room, and flexible space for a theater, gym, or additional living area. Outside, enjoy a beautifully wooded setting with a fully fenced yard, heated in-ground pool, Trex deck with retractable awning, and indoor/outdoor sound system-perfect for entertaining or relaxing. Additional highlights include a 3-car garage, new roof, updated systems (HVAC, water heater, softener all under 5 years), whole-home humidifier, UV air purification, irrigation system, and more. Enjoy peaceful, nature-filled living just minutes from amenities, schools, and recreation-this home truly has it all!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
15
BikeSomewhat Bikeable

Schools

3/10
Belzer Middle SchoolGrades 7-85.8 mi
3/10

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Down Draft,Dryer,Disposal,Exhaust Fan,MicroHood,Microwave,Oven,Double Oven,Gas Oven,Refrigerator,Bar Fridge,Washer,Wine Cooler
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access,Daylight

Bedroom2

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Bedroom3

  • Level: Upper
  • Area: 182
  • Dimensions: 14x13

Bedroom4

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom5

  • Level: Basement
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2

Breakfast Room

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Dining Room

  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Family Room

  • Level: Main
  • Area: 240
  • Dimensions: 20x12

Family Room

  • Level: Basement
  • Area: 342
  • Dimensions: 19x18

Features

  • Attic Access,Built-in Features,Tray Ceiling(s),Walk-In Closet(s),Hardwood Floors,Wet Bar,Entrance Foyer,Kitchen Island
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Gas Log,Great Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 1,490

Great Room

  • Level: Main
  • Area: 342
  • Dimensions: 19x18

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,149
  • Total interior livable area: 5,149 sqft

Kitchen

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Master Bedroom

  • Level: Upper
  • Area: 286
  • Dimensions: 22x13

Office

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Play Room

  • Level: Basement
  • Area: 216
  • Dimensions: 18x12

Property

Details

  • Parcel number: 490116102004000400
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Deck,Patio
  • Exterior features: Gas Grill

Lot

  • Lot size: 0.55 Acres
  • Features: Sidewalks,Mature Trees,Wooded

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$603$7,236
Property Taxes $879$10,548
Electricity $472$5,664
Total$6,757$81,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$231,668/yr
40% on housing$202,710/yr
45% on housing$180,186/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 46236$147
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46236$148
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Listed for sale$1,075,000
2019-01-09Sold$375,000
2018-12-17Pending sale$449,900
2018-10-30Price change$449,900
2018-10-17Price change$474,900
2018-09-12Price change$499,000
2018-07-20Listed for sale$500,000
2015-09-14Listing removed$484,900
2015-08-14Price change$484,900
2015-07-27Price change$499,900
2015-07-09Price change$509,900
2015-06-09Price change$519,900
2015-05-11Price change$524,900
2015-03-07Listed for sale$549,900

For Sale by Agent

AgentJames Etheridge
BrokerageKeller Williams Indy Metro S

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