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10039 SW 90th St, Spivey, KS, 67142

4beds
2baths
0sqft
$188,200
--price/sqft
$1,464/moest. monthly cost
$58,560/yrincome needed

About This Home

Interior Features: Like-new, one-owner home featuring an open kitchen with island, living room and den, master bedroom with bathroom and walk-in closet, plus three additional bedrooms and a full bath. Convenient utility room and a brand-new screened-in porch with ramp access -- no steps! Exterior Features: Home was new in July 2022, Steve Voran installed a new constant velocity submersible water pump, pressure system, and 1-inch plex to the house. At the same time, Keith Baringer installed a new septic system. The home is all-electric with 200 AMP service. The property includes an older 4-car garage/storage building suitable for a pickup, side-by-side, or storage of deer blinds. This maintenance -free, move-in ready country home is waiting for you!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
7/10
Cunningham High SchoolGrades 7-1211.8 mi

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,475

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,475

Property

Details

  • Parcel number: 1752100000001000
  • Lease amount: 0

Lot

  • Lot size: 1.10 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Tornado
Drought
Strong Wind
Wildfire
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $951$11,412
Home Insurance *$136$1,632
Property Taxes $216$2,592
Electricity $161$1,935
Total$1,464$17,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,194/yr
40% on housing$43,920/yr
45% on housing$39,040/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 67142$295
Kingman County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 67142
Kingman County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-25Listed for sale$188,200
2019-04-11Listing removed$100,000
2018-12-19Price change$100,000
2018-10-30Price change$150,000
2018-10-09Listed for sale$200,000

For Sale by Agent

AgentScott Sparks
BrokerageKingman Real Estate

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