See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1431 Center St, Emporia, KS, 66801

4beds
2baths
1,181sqft
$130,000
$110price/sqft
$1,161/moest. monthly cost
$46,440/yrincome needed

About This Home

Located just one block from the college campus and nearby downtown, restaurants, shopping, and a grocery store, this beautifully remodeled home offers the perfect blend of historic charm and modern convenience. Thoughtfully updated while preserving its original character, the home features classic architectural details paired with stylish renovations. Gorgeous windows throughout fill the living spaces with abundant natural light, creating a bright and inviting atmosphere. The spacious kitchen comes fully equipped with all appliances, making move-in easy. Whether you're relaxing in the sunlit living areas or enjoying the convenience of being close to campus and downtown amenities, this home offers comfort, character, and an exceptional location. Don't miss your chance to enjoy the best of both worlds—classic charm with modern updates, all in a highly desirable neighborhood.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

5/10
Walnut Elementary SchoolGrades PK-50.6 mi
4/10
Emporia Middle SchoolGrades 6-82.2 mi
5/10
Emporia High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1927

Materials

  • Foundation: Concrete
  • Roof: Shake / Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Range / Oven,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood,Laminate

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,181 sqft

Property

Details

  • Parcel number: 1921002011001000

Features

  • Exterior features: Composition
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 5,700 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Winter Weather
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$196$2,352
Property Taxes $147$1,764
Electricity $161$1,935
Total$1,161$13,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,805/yr
40% on housing$34,830/yr
45% on housing$30,960/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 66801$107
Lyon County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 66801$102
Lyon County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-03Listed for sale$130,000
2018-04-14Listing removed$1,000
2018-04-09Listed for rent$1,000
2014-10-01Listing removed$800
2014-08-20Listed for rent$800
2010-05-07Sold--

For Sale by Owner

AgentProperty Owner

Similar Homes