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825 S Ash St, McPherson, KS, 67460

5beds
3baths
3,023sqft
$125,000
$41price/sqft
$1,131/moest. monthly cost
$45,240/yrincome needed

About This Home

New Roof on 7/30/26 & $5,000 Buyer Closing Cost Incentive! Incredible price per square foot and lots of character has been retained in this Circa 1900 Home! 5 bedrooms, 3 bathrooms. Over 3,000 sq. ft. of living space in this 2 1/2 story House. 3rd floor has previously been used as a Rental Unit, which technically could be used as a 2BD, 1 BA Apartment that has a separate exterior entrance and HVAC Unit from the rest of the Home! Other highlights include all new Vinyl Windows (aside from basement windows) plus new HVAC in 2025! Storage Shed in backyard for Lawn Equipment & Storage.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

3/10
4/10
Mcpherson Middle SchoolGrades 6-80.6 mi
5/10
Mcpherson High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Brick/Mortar

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Casement,Insulated Windows,Vinyl Windows
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Zoned,Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,023
  • Total interior livable area: 3,023 sqft

Property

Details

  • Parcel number: 1383302007006000

Features

  • Levels: Two or More Stories
  • Patio & porch: Deck

Lot

  • Lot size: 10,018 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Lightning
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kansas Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$120$1,440
Property Taxes $138$1,656
Electricity $241$2,896
Total$1,131$13,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,777/yr
40% on housing$33,930/yr
45% on housing$30,160/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$41This listing

vs Other Active Listings

Avg $/sqft

ZIP 67460$107
McPherson County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 67460$114
McPherson County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Price change$125,000
2026-07-14Listed for sale$155,000

For Sale by Agent

AgentCasey Coates
BrokerageBerkshire Hathaway PenFed Realty

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