




51740 Melwood Ct, South Bend, IN, 46628
About This Home
OPEN HOUSE Saturday, August 22, 11am–1pm Bright, polished, and designed for easy everyday living, this Willowgate Trails ranch keeps the essentials on one level while offering room to spread out downstairs. The split-bedroom layout centers on a vaulted living room filled with natural light, with a sliding glass door opening to the rear deck and a broad backyard framed by mature trees and open field views. The eat-in kitchen was refreshed in July 2026 with painted white cabinetry, new hardware, marble-look laminate countertops, and a coordinating backsplash, complemented by stainless steel appliances, recessed lighting, and generous pantry storage. The spacious master suite includes a large walk-in closet and private bath with a walk-in shower and transom window, while the separate main-level laundry adds everyday convenience. Downstairs, the finished recreation room features recessed lighting, arched details, a gas fireplace with tiled hearth and surround, and a built-in corner workspace, with substantial unfinished storage, workshop, mechanical, and utility space beyond. Additional updates include flooring, furnace, and appliances in 2018, water heater in 2025, water softener in 2019, a new garage door in 2023, and fresh interior paint along with refreshed shutters and front door in 2025. PEX plumbing with a centralized manifold, city utilities, and an attached two-car garage complete the home. A potentially assumable FHA mortgage with an approximate $130,000 balance at 4.875% may be available to a qualified buyer, subject to lender approval and verification of all terms.
Getting Around
Schools
Construction
Condition
- Year built: 2007
Materials
- Roof: Composition,Dimensional Shingles
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Gas Range,Gas Water Heater,Water Softener Owned
- Laundry features: Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Partially Finished,Concrete,Sump Pump
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Features
- 1st Bdrm En Suite,Walk-In Closet(s),Eat-in Kitchen,Split Br Floor Plan,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Low Emittance Doors/Win
- Door features: Insulated Doors
- Window features: Double Pane Windows,Insulated Windows,Multi Pane Windows
- Number of fireplaces: 1
- Fireplace features: Basement,One,Heatilator
- Fireplace: Yes
- Finished area below ground: 400
- Finished area above ground: 1,416
Heating & Cooling
- Heating features: Natural Gas,Forced Air,High Efficiency Furnace
- Cooling features: Central Air
Interior Area
- Total structure area: 2,832
- Total interior livable area: 1,816 sqft
Property
Details
- Parcel number: 710317426030.000008
- Zoning: R
- Other equipment: Sump Pump
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
Lot
- Lot size: 9,583 sqft
- Features: Cul-De-Sac,Level,0-2.9999,Landscaped
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,642 | $19,704 |
| Home Insurance * | $290 | $3,480 |
| Property Taxes | $259 | $3,108 |
| Electricity | $184 | $2,212 |
| Total | $2,375 | $28,500 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $319,900 |
| 2026-08-01 | Listed for sale | $324,900 |
| 2026-07-23 | Listing removed | $324,900 |
| 2026-07-18 | Listed for sale | $324,900 |
| 2018-06-29 | Listing removed | $169,500 |
| 2018-06-27 | Listed for sale | $169,500 |
