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55220 Sundance Dr, New Carlisle, IN, 46552

3beds
4baths
3,476sqft
$630,000
$181price/sqft
$4,536/moest. monthly cost
$181,440/yrincome needed

About This Home

Welcome to your dream home! This stunning 3 bedroom, 3.5 bathroom ranch sits on 5.5 gorgeous wooded acres in a desirable neighborhood with a top-rated school system. Inside you'll find an open floor plan with hardwood floors, high ceilings, and plenty of space to entertain. The kitchen features granite counters, maple cabinets, a center island, breakfast bar, and gas range. The spacious primary suite includes a grand bathroom design with dual vanity, shower, and soaking tub. The finished basement is a game-changer. Think rec room, home gym, craft space, and a full bath for guests. Now for the backyard, an in-ground pool with a slide and a large concrete patio make this the ultimate summer hangout. All of this tucked away on 5.5 private acres with mature trees and split-rail fencing. Country living with neighborhood charm. What are you waiting for? Come see it before it's gone!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
9/10
New Prairie High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2010

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Washer,Refrigerator,Microwave,Dishwasher,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Storage Space,Full,Finished

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11.0 x 12.0

Bedroom3

  • Level: Main
  • Area: 141.75
  • Dimensions: 10.5 x 13.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: Main
  • Area: 216
  • Dimensions: 18.0 x 12.0

Dining Room

  • Level: Main
  • Area: 121
  • Dimensions: 11.0 x 11.0

Features

  • Ceiling Fan(s),Walk-In Closet(s),Stone Counters,Pantry,Open Floorplan,Kitchen Island,High Ceilings,Entrance Foyer
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area above ground: 1,956

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 3,476
  • Total interior livable area: 3,476 sqft

Kitchen

  • Level: Main
  • Area: 168.75
  • Dimensions: 13.5 x 12.5

Laundry

  • Level: Main
  • Area: 80
  • Dimensions: 10.0 x 8.0

Living Room

  • Level: Main
  • Area: 310.5
  • Dimensions: 13.5 x 23.0

Primary Bedroom

  • Level: Main
  • Area: 217.5
  • Dimensions: 14.5 x 15.0

Property

Details

  • Parcel number: 710603101018000017
  • Special condition: None

Features

  • Levels: One
  • Pool features: In Ground
  • Patio & porch: Patio
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Lot size: 5.54 Acres
  • Features: Back Yard,Wooded,Private,Landscaped,Front Yard,Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$385$4,620
Property Taxes $648$7,776
Electricity $318$3,823
Total$4,536$54,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,520/yr
40% on housing$136,080/yr
45% on housing$120,960/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 46552$741
St. Joseph County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 46552$156
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$630,000
2026-07-01Price change$640,000
2026-06-01Listed for sale$650,000

For Sale by Agent

AgentZachary Spoljoric
BrokerageRE/MAX Diamond Properties

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