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8989 Bay Breeze Ln, Indianapolis, IN, 46236

5beds
4baths
5,095sqft
$849,900
$167price/sqft
$5,942/moest. monthly cost
$237,680/yrincome needed

About This Home

Beautifully maintained 5-bedroom home offering the perfect blend of timeless elegance, everyday comfort, and exceptional indoor-outdoor living! Step inside to find rich hardwood floors throughout the main level, gracious formal living and dining rooms, and an inviting great room featuring custom built-in bookshelves and a gas fireplace. The gourmet kitchen is designed for both entertaining and daily living, showcasing stainless steel appliances, double ovens, a gas cooktop, center island, abundant cabinetry, and warm wood finishes that flow seamlessly into the light-filled sunroom overlooking the backyard. A convenient main-level laundry room and updated mechanicals add to the home's thoughtful functionality. Upstairs, you'll find five spacious bedrooms, including a generous primary suite with a beautifully remodeled spa-inspired bath and an oversized walk-in closet, along with an additional fully remodeled bath serving the remaining bedrooms. The finished lower level offers even more living space with a recreation room and a cozy family room with a fireplace-ideal for movie nights, game days, workouts, or hosting guests. Outside, escape to your own private backyard retreat featuring a saltwater pool installed in 2023 with a built-in self-cleaning system, an updated deck, and a spacious patio designed for effortless entertaining and relaxing. Recently completed custom landscaping surrounds both the front and back of the home and includes a full-yard irrigation system as well as a dedicated drip irrigation system for the landscaping beds, making it easy to maintain the beautifully designed grounds. Additional features include a whole-house Generac generator for added peace of mind. Ideally located just minutes from Geist Reservoir, this exceptional home combines refined updates, generous living spaces, and resort-style amenities in one unforgettable property.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
21
BikeSomewhat Bikeable

Schools

3/10
Belzer Middle SchoolGrades 7-86.0 mi
3/10

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Concrete Perimeter,Crawl Space
  • Construction materials: Brick,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Dryer,Electric Water Heater,Disposal,Humidifier,Microwave,Oven,Double Oven,Gas Oven,Range Hood,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bedroom2

  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Bedroom3

  • Level: Upper
  • Area: 168
  • Dimensions: 12x14

Bedroom4

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom5

  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Level: Main
  • Area: 176
  • Dimensions: 16x11

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Family Room

  • Level: Basement
  • Area: 770
  • Dimensions: 35x22

Features

  • Built-in Features,Tray Ceiling(s),Kitchen Island,Entrance Foyer,Ceiling Fan(s),Hardwood Floors,Eat-in Kitchen,Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Gas Starter,Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,248

Great Room

  • Level: Main
  • Area: 361
  • Dimensions: 19x19

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,095
  • Total interior livable area: 5,095 sqft

Kitchen

  • Level: Main
  • Area: 208
  • Dimensions: 13x16

Laundry

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 80
  • Dimensions: 10x08

Living Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Master Bedroom

  • Level: Upper
  • Area: 408
  • Dimensions: 24x17

Play Room

  • Level: Basement
  • Area: 285
  • Dimensions: 19x15

Property

Details

  • Parcel number: 490116116001000400
  • Other equipment: Generator
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Heated,In Ground,Pool Cover,Salt Water
  • Patio & porch: Covered,Deck,Glass Enclosed,Patio
  • Exterior features: Sprinkler System

Lot

  • Lot size: 0.51 Acres
  • Features: Corner Lot,Sidewalks,Mature Trees

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$539$6,468
Property Taxes $639$7,668
Electricity $467$5,604
Total$5,942$71,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,725/yr
40% on housing$178,260/yr
45% on housing$158,453/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 46236$148
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46236$148
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$849,900
2022-01-11Sold$600,000
2021-12-21Pending sale$599,900
2021-12-16Listed for sale$599,900
2021-01-28Listing removed--
2021-01-13Listed for sale$525,000
2020-12-22Sold$516,500
2020-11-07Pending sale$515,000
2020-11-04Listed for sale$515,000
2009-11-25Sold$377,500
2009-07-19Listing removed$425,000
2009-05-13Price change$425,000
2009-03-01Listed for sale$445,000

For Sale by Agent

AgentMegan Dusing
BrokerageKeller Williams Indpls Metro N

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