See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2305 N 1025th St, Ramsey, IL, 62080

3beds
2baths
1,900sqft
$235,000
$124price/sqft
$1,995/moest. monthly cost
$79,800/yrincome needed

About This Home

Welcome to your fully reimagined rural retreat, where modern design meets country living. Set on 2 acres, this completely renovated 3-bed, 2-bath home offers ~2,000 sq ft of thoughtfully designed space. Enjoy an open layout with luxury LVP flooring, two living areas, and a stunning brick wood-burning fireplace. The kitchen features walnut countertops, copper backsplash, exposed brick, and a large island. Unique touches include industrial lighting and a French country mural. A breezeway connects to the 2-car garage. Outside: new front deck, patio, 900 sq ft heated outbuilding, barn, shed, and fenced areas. New siding, roof, and gutters complete this versatile lifestyle property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
Ramsey Elementary SchoolGrades PK-55.6 mi
5/10
Ramsey High SchoolGrades 6-125.6 mi

Construction

Condition

  • Year built: 1938

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Refrigerator,Gas Oven

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedroom2

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedroom3

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Masonry,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Kitchen

  • Features: Kitchen (Island,Pantry-Closet,Country Kitchen,SolidSurfaceCounter),Flooring (Vinyl)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Living Room

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 609
  • Dimensions: 29X21

Master Bedroom

  • Features: Flooring (Vinyl),Bathroom (Full)
  • Level: Main
  • Area: 240
  • Dimensions: 12X20

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 17100230001800
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Dog Run,Other

Lot

  • Lot size: 1.91 Acres
  • Features: Pasture
  • Lot size dimensions: 326.81 x 255.09

Parking

  • Total spaces: 8
  • Parking features: Gravel,Garage,Yes,Garage Owned,Attached,Driveway,Owned
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Drought
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$280$3,360
Property Taxes $381$4,572
Electricity $146$1,753
Total$1,995$23,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,400/yr
40% on housing$59,850/yr
45% on housing$53,200/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 62080$34
Fayette County$83

vs Homes Sold Last Month

Median $/sqft

ZIP 62080
Fayette County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$270,000
2021-06-17Sold$120,000

For Sale by Agent

AgentJorge Romero
BrokerageRealty One Group Inc.

Similar Homes