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971 E County Road 1450n, Humboldt, IL, 61931

3beds
2baths
1,570sqft
$369,500
$235price/sqft
$4,467/moest. monthly cost
$178,680/yrincome needed

About This Home

Escape to the peace and privacy of country living with this well-maintained all-brick ranch situated on approximately 1.4 acres. This spacious 3-bedroom, 2-bath home offers a warm and inviting layout featuring beautiful hardwood flooring in the dining and family rooms, a cozy gas log fireplace, and a bright living room highlighted by a stunning bay window that fills the space with natural light. Enjoy the changing seasons from the relaxing 3-season sunporch overlooking the backyard and mature shade trees. The attached 2-car garage provides abundant storage, while the additional detached 2-car garage/workshop offers the perfect space for hobbies, projects, or extra vehicles. Need room for equipment, recreational vehicles, or additional storage? The impressive 78' x 42' pole barn with electricity provides endless possibilities. The property also features plenty of space for a large garden, plus a separate well dedicated to outdoor water usage. If you've been searching for a country property that combines comfortable living with exceptional outbuildings and room to spread out, this one is a must-see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Arthur Elementary SchoolGrades PK-88.9 mi
4/10
Lovington Grade SchoolGrades PK-812.6 mi

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Crawlspace
  • Roof: Asphalt,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Range,Refrigerator,Range Hood,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Fireplace,Main Level Primary
  • Number of fireplaces: 1
  • Fireplace features: Gas,Family/Living/Great Room
  • Fireplace: Yes
  • Finished area above ground: 1,570

Heating & Cooling

  • Heating features: Electric,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,570
  • Total interior livable area: 1,570 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 09000215000
  • Zoning: AGR
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Shed,Workshop

Lot

  • Lot size: 1.40 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,868$22,416
Home Insurance *$1,940$23,280
Property Taxes $529$6,348
Electricity $130$1,569
Total$4,467$53,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,154/yr
40% on housing$134,010/yr
45% on housing$119,120/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 61931$50
Coles County$91

vs Homes Sold Last Month

Median $/sqft

ZIP 61931$21
Coles County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$369,500

For Sale by Agent

AgentKarol Scrimager
BrokerageCentury 21 Kima Properties

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