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204 S Douglas St, West Frankfort, IL, 62896

2beds
1baths
1,176sqft
$45,900
$39price/sqft
$507/moest. monthly cost
$20,280/yrincome needed

About This Home

**Selling As-Is** Affordable Opportunity in West Frankfort – Owner May Finance! ~ REDUCED PRICE! This 2-bedroom, 1-bath home is full of potential and priced to sell at just $67,900! It features an unfinished basement, a wheelchair-accessible front ramp, and a convenient carport for covered parking. The home is being sold as-is and will need some updates—ideal for investors, DIY buyers, or anyone looking for a budget-friendly project with equity upside. With a solid structure and a great location, this is a smart opportunity at an unbeatable price. Owner may finance—Try $1,200 down and $600/month! **Broker Owned**

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

--
Denning Elementary SchoolGrades PK-20.9 mi
4/10
Central Jr High SchoolGrades 7-81.5 mi
1/10

Construction

Condition

  • Year built: 1918

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 1,176

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,176 sqft

Property

Details

  • Parcel number: 1124434002
  • Special condition: Listing As Is

Features

  • Levels: One
  • Exterior features: Ramp Entry

Lot

  • Features: Other
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $232$2,784
Home Insurance *$100$1,200
Property Taxes $45$540
Electricity $130$1,569
Total$507$6,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,382/yr
40% on housing$15,210/yr
45% on housing$13,520/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$39This listing

vs Other Active Listings

Avg $/sqft

ZIP 62896$79
Franklin County$84

vs Homes Sold Last Month

Median $/sqft

ZIP 62896
Franklin County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Price change$52,900
2026-02-19Price change$67,900
2025-10-31Listed for sale$68,900
2025-10-21Pending sale$68,900
2025-08-19Listed for sale$68,900
2025-08-14Pending sale$68,900
2025-07-28Listed for sale$68,900
2018-06-22Listing removed$50,000
2017-12-22Listed for sale$50,000

For Sale by Agent

AgentSamuel Kinsey
BrokerageIllinois Realty Group

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