See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1005 E Elm St, West Frankfort, IL, 62896

2beds
1baths
1,200sqft
$30,000
$25price/sqft
$375/moest. monthly cost
$15,000/yrincome needed

About This Home

Welcome to a great starter home, a quick flip for investment or livable the way it is just needing some TLC. The back yard offers plenty of shade, a storm shelter that needs TLC and it is fully fenced in. The carport was enclosed for a kennel and storage but can easily be transformed back into a carport.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
4/10
Central Jr High SchoolGrades 7-80.8 mi
1/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Egress Window

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 96
  • Dimensions: 8x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,200 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Laminate)
  • Level: Main
  • Area: 150
  • Dimensions: 10x15

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full,Shared)
  • Level: Main
  • Area: 90
  • Dimensions: 9x10

Property

Details

  • Parcel number: 1219415008

Lot

  • Lot size: 8,228 sqft
  • Features: Level
  • Lot size dimensions: 68x121

Parking

  • Parking features: Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Earthquake
Hail
Lightning
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $151$1,812
Home Insurance *$65$780
Property Taxes $29$348
Electricity $130$1,569
Total$375$4,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$12,857/yr
40% on housing$11,250/yr
45% on housing$10,000/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$25This listing

vs Other Active Listings

Avg $/sqft

ZIP 62896$79
Franklin County$84

vs Homes Sold Last Month

Median $/sqft

ZIP 62896
Franklin County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Price change$45,000
2026-03-03Listed for sale$49,900
2026-01-29Listing removed$50,000
2025-08-19Price change$50,000
2025-07-24Price change$55,000
2025-07-19Listed for sale$49,900

For Sale by Agent

AgentAngela Evans
BrokerageHOME SWEET HOME REAL ESTATE

Similar Homes