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433 8th St, Lincoln, IL, 62656

4beds
1baths
1,510sqft
$125,000
$83price/sqft
$1,098/moest. monthly cost
$43,920/yrincome needed

About This Home

Situated on an extra deep 50X218 lot just steps from the historic downtown district, this handsome recently refreshed 4-bedroom two story aluminum sided home has a LOT to offer for $119,000! Main floor of home boasts a bright and airy front facing living room with newly installed laminate flooring, gracious formal dining room with ample space to accommodate a large table and chairs, impressive equipped rustic kitchen with a center island, breakfast bar area, in addition to a rear facing exterior access point, two efficient bedrooms, and a full hall bath that is host to a double vanity in addition to adjacent laundry facilities. Upstairs, you will find two additional nice sized bedrooms -- both of which offer ample seclusion from main floor bedrooms. Property also features a partial basement, covered front as well as rear porch areas, rear off-street parking, vinyl replacement windows throughout, new flooring throughout, fresh paint, modernized fixtures, trendy newly installed interior trim and doors -- the list goes on! A great home at a great price!

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

8/10
Central Elementary SchoolGrades PK-50.2 mi
4/10
Lincoln Jr High SchoolGrades 6-80.4 mi
2/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom1

  • Level: Main
  • Dimensions: 13ft 0in x 12ft 0in

Bedroom2

  • Level: Main
  • Dimensions: 8ft 0in x 12ft 0in

Bedroom3

  • Level: Upper
  • Dimensions: 16ft 0in x 15ft 0in

Bedroom4

  • Level: Upper
  • Dimensions: 13ft 0in x 9ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Replacement Windows,Blinds

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,510
  • Total interior livable area: 1,510 sqft

Kitchen

  • Level: Main
  • Dimensions: 13ft 0in x 14ft 0in

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Dimensions: 16ft 0in x 15ft 0in

Main Level

  • Area: 1069

Other

  • Level: Main
  • Dimensions: 13ft 0in x 17ft 0in

Upper Level

  • Area: 441

Property

Details

  • Parcel number: 1234500250

Features

  • Levels: Two
  • Patio & porch: Porch

Lot

  • Lot size: 0.25 Acres
  • Features: Sloped
  • Lot size dimensions: 50 x 218

Parking

  • Parking features: On Street,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Heat Wave
Tornado
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$157$1,884
Property Taxes $179$2,148
Electricity $130$1,569
Total$1,098$13,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,645/yr
40% on housing$32,940/yr
45% on housing$29,280/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 62656$81
Logan County$76

vs Homes Sold Last Month

Median $/sqft

ZIP 62656$99
Logan County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$119,000
2026-08-04Price change$119,000
2026-07-28Listed for sale$125,000
2026-06-28Pending sale$125,000
2026-06-26Listed for sale$125,000
2025-12-12Sold$39,000
2025-11-25Pending sale$39,000
2025-10-31Price change$39,000
2025-10-15Listed for sale$45,000

For Sale by Agent

AgentSeth A Goodman
BrokerageME Realty

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