See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

702 Muddy Creek Road, Hertford, NC, 27944

2beds
2baths
1,232sqft
$289,000
$235price/sqft
$1,919/moest. monthly cost
$76,760/yrincome needed

About This Home

This beautiful home, situated in the Long Beach area on Muddy Creek Rd. is ready to move-in. It has been upgraded with LVP flooring, carpet and paint. It features two bedrooms, two full bathrooms eat in kitchen, two car garage under home and parking spaces under balcony. Sit on the balcony with your drinks and view the sunsets, with new decking boards and steps. Also HVAC was replaced in 2025. Easy commute to Elizabeth City and other towns. Sellers are offering a $5,000 credit for appliances. Square footage based on tax card.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
Hertford GrammarGrades 3-512.3 mi
6/10
Perquimans County MiddleGrades 6-813.2 mi
3/10
Perquimans County HighGrades 9-1212.0 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Other,Pilings
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen

Heating & Cooling

  • Heating features: Heat Pump,Electric,Forced Air
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Property

Details

  • Parcel number: 4D075B003Lb
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck,Balcony
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1200 - 1399

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 120 x 107 x 120 x 107

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Garage6
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Winter Weather
Coastal Flooding
Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Perquimans County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$135$1,620
Property Taxes $123$1,476
Electricity $200$2,405
Total$1,919$23,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,794/yr
40% on housing$57,570/yr
45% on housing$51,173/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 27944$159
Perquimans County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 27944$170
Perquimans County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$289,000

For Sale by Agent

AgentPhilip Dowdy
BrokerageUnited Country Forbes Realty & Auctions LLC

Similar Homes