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163 Bagley Swamp Road, Hertford, NC, 27944

4beds
3baths
2,151sqft
$529,000
$246price/sqft
$3,345/moest. monthly cost
$133,800/yrincome needed

About This Home

Opportunity awaits on this 12.5-acre property featuring a 4-bedroom, 2 1/2-bath home, an 8-stall Horse Stable, Hay Storage Building, Detached Garage and a Scenic Pond with Fish!!! Whether you're looking for a private homestead, horse property or hobby farm this property offers the space and features to bring your vision to life. With acreage, equestrian amenities, and a peaceful rural setting, properties like this are hard to find.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

--
Perquimans Central SchoolGrades PK-21.6 mi
6/10
Perquimans County MiddleGrades 6-80.8 mi
4/10
Perquimans County HighGrades 9-123.3 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Master Downstairs,Walk-in Closet(s),High Ceilings,Kitchen Island,Walk-In Closet(s)
  • Flooring: Carpet,Laminate
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,151
  • Total interior livable area: 2,151 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 7941321716
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck,Front Porch
  • Fencing: Chain Link,Fenced
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Frontage type: See Remarks
  • Horses can be raised: Yes
  • Living area range: 2000 - 2199

Lot

  • Lot size: 12.50 Acres
  • Lot size dimensions: 165' x 1127' x 536' x 1110' x 353' x 200'

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Strong Wind
Lightning
Winter Weather
Cold Wave
Drought
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Perquimans County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$248$2,976
Property Taxes $223$2,676
Electricity $200$2,405
Total$3,345$40,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,685/yr
40% on housing$100,350/yr
45% on housing$89,200/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 27944$154
Perquimans County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 27944$170
Perquimans County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$529,000
2002-08-01Sold$222,000

For Sale by Agent

AgentTina Nixon
BrokerageCentury 21 Nachman

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