104 Church St, Winona, MS, 38967
About This Home
Charming 1908 Historic Home — Move-In Ready in Downtown Winona Step into timeless character with all the modern comforts in this beautifully maintained 1908 home. Soaring 12-foot ceilings, two elaborate original mantles, and stunning stained and beveled glass windows showcase the craftsmanship of a bygone era while thoughtful updates throughout make it truly move-in ready. Spacious, light-filled rooms and very large bedrooms provide gracious living and wonderful flow. Outside is a private, resort-style backyard designed for entertaining: an in-ground pool, outdoor kitchen, and cozy firepit create your own backyard oasis. Enjoy mornings and evenings on the large front porch with rockers and a porch swing, overlooking a friendly, historic downtown neighborhood. Additional highlights: Plenty of storage throughout the home Alarm system and Ring doorbells for added security Roof replaced just 4 years ago Prime location in historic downtown Winona with great neighbors One added benefit for families with children is access to Sumner Grant money for college. Montgomery county is one of the five counties where this is available. This money helps pay tuition at Holmes CC, Mississippi State, Ole Miss and Milsaps. It will also help pay for Medical and Dental school at the University Medical Center. This home blends historic elegance with contemporary convenience—perfect for anyone who values character, space, and outdoor living. Contact us to schedule a showing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1908
Materials
- Foundation: Slab
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Garbage disposal,Range / Oven,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Carpet,Hardwood,Linoleum / Vinyl
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat pump,Gas
- Cooling features: Wall
Interior Area
- Total interior livable area: 3,000 sqft
Property
Details
- Parcel number: 5033108000000000800
Features
- Exterior features: Vinyl,Wood
- Has view: Yes
- View description: City
Lot
- Lot size: 0.75 Acres
Parking
- Total spaces: 3
- Parking features: Carport,Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Montgomery County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,613 | $19,356 |
| Home Insurance * | $537 | $6,444 |
| Property Taxes | $215 | $2,580 |
| Electricity | $278 | $3,347 |
| Total | $2,643 | $31,716 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $319,000 |
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