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12863 Dauphin Island Pkwy, Coden, AL, 36523

3beds
2baths
1,509sqft
$615,000
$408price/sqft
$4,586/moest. monthly cost
$183,440/yrincome needed

About This Home

Short Term Rental Investment or your very own Bay Front Dream Home that doesn't require flood insurance. Enjoy the incredible moonrises, sunrises, jubilees, flounder gigging, soft shelling and cast netting that make Mobile Bay's western shore so desirable. The winding gravel road entrance offers mature trees for extra privacy. This one story home has bahama shutters and metal roof. Step into the open floor plan that provides the ultimate entertaining space, all with a bay front view. The kitchen has marble countertops, deep farm kitchen sink, stainless appliances, 5 burner gas cooktop, and split oven allowing multiple baking options. The built in reverse osmosis filtration system provides pure drinking water. Living & dining areas are filled with natural light. Wonderful screened porch with direct bay views. Primary ensuite has bay views, with walkin closet and separate shower. The two other bedrooms and hall bath have also been recently updated. Jetted tub in hall bath. Laundry area has built in cabinetry and a custom floor level dog washing station. Tankless water heater, whole house natural gas generator, and heavy duty hurricane shutters provide additional convenience. Fenced backyard leads to pergola & upper deck with both covered and open seating. The lower water level deck is perfect for kayak and paddleboard launching. Fully finished outbuilding is climate controlled and can be used as a workshop or hobby room. Two other storage sheds onsite. Buyer to verify all information during due diligence.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

2/10
Theodore High SchoolGrades 9-129.7 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: See Remarks
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Range,Gas Cooktop,Microwave,Range Hood,Tankless Water Heater
  • Laundry features: Main Level,Mud Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bookcases
  • Window features: Storm Shutters
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,509
  • Total interior livable area: 1,509 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 4202190001019

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Deck,Screened
  • Exterior features: Garden,Private Yard,Storage
  • Spa features: None
  • Fencing: Fenced,Wood
  • Has view: Yes
  • View description: Other
  • On waterfront: Yes
  • Waterfront features: Bay Access
  • Frontage length: Water Frontage (44)

Lot

  • Lot size: 0.73 Acres
  • Features: Back Yard,Front Yard
  • Lot size dimensions: 46 x 705 x 44 x 706

Parking

  • Total spaces: 4
  • Parking features: Driveway,Kitchen Level,Level Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$1,017$12,204
Property Taxes $220$2,640
Electricity $240$2,881
Total$4,586$55,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,234/yr
40% on housing$137,580/yr
45% on housing$122,293/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 36523$204
Mobile County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 36523$164
Mobile County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$575,000
2026-07-27Price change$615,000
2026-07-15Listed for sale$650,000
2024-03-18Sold$570,000
2023-12-05Listed for sale$589,000
2017-09-11Sold$259,000

For Sale by Agent

AgentMike Hamm
BrokerageBellator Real Estate, LLC Beck

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