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2906 W 15th St, Duluth, MN, 55806

4beds
5baths
7,812sqft
$1,095,000
$140price/sqft
$7,731/moest. monthly cost
$309,240/yrincome needed

About This Home

WOW! WOW! WOW! Experience breathtaking 180-degree unobstructed views of the Lake Superior bay from this spectacular contemporary home offering over 7,500 square feet of thoughtfully designed living space! Perfect for entertaining and everyday luxury, the open-concept layout features a chef’s dream kitchen complete with a massive center island, walk-in pantry, double ovens, double dishwashers, and premium Jenn-Air appliances. The expansive dining and living areas create the ultimate gathering space, while the cozy breakfast nook is the perfect place to enjoy your morning coffee while taking in the incredible lake views. This impressive home offers double primary suites, double laundry rooms—one on each level—and soaring ceilings throughout. Multiple flexible living spaces provide endless opportunities for a home office, gym, playroom, or media area. Three fireplaces, including one wood-burning and two gas fireplaces, create warmth and ambiance during chilly Northland winters. Step outside to the expansive 47-foot maintenance-free deck where you’ll enjoy unforgettable sunsets and front-row seats to Fourth of July festivities. Recent updates and improvements make this home truly move-in ready, including a newer furnace, newer tankless water heater, as well as central AC unit. The exterior of the property has been extensively enhanced with a completely restored retaining wall, new French drains, a professionally installed putting green, and stunning landscaping by Miller Creek Lawn & Landscape. Additional features include an attached heated 3-car garage with heated slab flooring and abundant storage throughout. Ideally located with quick access to the Superior Hiking Trail, Piedmont Trailhead, and Brewer Parkmountain bike trails, this extraordinary property is truly a one-of-a-kind retreat! The sellers recently purchased the adjoining lot behind the property, which is included in the sale. This additional parcel enhances privacy while giving the new owners the opportunity to help preserve the beautiful views. (Listed acreage is accurate with added parcel)

Getting Around

11
WalkingCar-Dependent
30
TransitSome Transit
4
BikeSomewhat Bikeable

Schools

7/10
4/10
5/10

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt Shingle
  • Construction materials: Brick,Steel Siding,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater-Gas,Cooktop,Dishwasher,Dryer,Exhaust Fan,Microwave,Refrigerator,Wall Oven,Washer
  • Laundry features: Main Level,Dryer Hook-Ups,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Drainage System,Egress Windows,Finished,Walkout,Bath,Bedrooms,Den/Office,Family/Rec Room,Fireplace,Utility Room,Washer Hook-Ups,Dryer Hook-Ups

Bathroom

  • Level: Lower
  • Area: 399
  • Dimensions: 19 x 21

Bedroom

  • Level: Lower
  • Area: 306
  • Dimensions: 17 x 18

Bedroom

  • Level: Lower
  • Area: 208
  • Dimensions: 13 x 16

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 342
  • Dimensions: 18 x 19

Family Room

  • Level: Lower
  • Area: 323
  • Dimensions: 17 x 19

Features

  • Eat In Kitchen,Kitchen Island,Walk-In Closet(s),Foyer-Entrance
  • Door features: Patio Door
  • Flooring: Hardwood Floors,Tiled Floors
  • Number of fireplaces: 3
  • Fireplace features: Gas,Basement
  • Fireplace: Yes
  • Finished area below ground: 3,826
  • Finished area above ground: 3,986

Foyer

  • Level: Main
  • Area: 165
  • Dimensions: 11 x 15

Great Room

  • Level: Main
  • Area: 462
  • Dimensions: 21 x 22

Heating & Cooling

  • Heating features: Boiler,In Floor Heat,Hot Water,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 7,812 sqft

Kitchen

  • Level: Main
  • Area: 368
  • Dimensions: 16 x 23

Living Room

  • Level: Main
  • Area: 513
  • Dimensions: 19 x 27

Master Bedroom

  • Level: Main
  • Area: 192
  • Dimensions: 12 x 16

Master Bedroom

  • Level: Lower
  • Area: 351
  • Dimensions: 13 x 27

Office

  • Level: Lower
  • Area: 234
  • Dimensions: 13 x 18

Property

Details

  • Parcel number: 010392800010 and 010392800031
  • Other equipment: Air to Air Exchange

Features

  • Patio & porch: Deck,Patio
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Lake Superior,Bay,Panoramic,City Lights
  • Has water view: Yes
  • Water view: Lake Superior,Bay

Lot

  • Lot size: 1.37 Acres
  • Features: Landscaped,Tree Coverage - Light
  • Lot size dimensions: irregular

Parking

  • Total spaces: 3
  • Parking features: Attached,Heat
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,536$66,432
Home Insurance *$158$1,896
Property Taxes $1,379$16,548
Electricity $658$7,906
Total$7,731$92,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$265,062/yr
40% on housing$231,930/yr
45% on housing$206,160/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 55806$173
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55806
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$1,095,000
2026-07-31Listing removed$1,095,000
2026-07-10Price change$1,095,000
2026-07-08Listed for sale$1,150,000
2026-06-30Contingent$1,150,000
2026-06-18Price change$1,150,000
2026-05-29Listed for sale$1,200,000
2020-06-04Sold$675,000
2020-04-04Pending sale$675,000
2020-03-26Price change$675,000
2020-02-12Listed for sale$695,000
2018-12-13Listing removed$598,000
2018-09-22Listed for sale$598,000
2018-08-24Pending sale$598,000
2018-08-02Price change$598,000
2018-06-14Price change$649,000
2018-01-10Price change$669,000
2017-08-04Price change$689,000
2017-06-05Price change$719,000
2017-03-30Listed for sale$749,000
2004-03-30Sold$740,000

For Sale by Agent

AgentEric Sams
BrokerageMessina & Associates Real Estate

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