284 River Rd, Westminster, SC, 29693
About This Home
Lakefront home with some of the best mountain views in Oconee County. This Tugaloo River retreat sits on 33.8 acres with over 2,400 feet of frontage on Lake Hartwell. The great views of the lake and mountains can be seen from both the 40-foot covered decks and the large living room windows. This five-bedroom 3 1/2 bath home features an open floor plan with custom cabinets, island, and new gas range/oven with a stainless steel hood, pine floors, paneled walls, vaulted ceiling, and rock fireplace offering a rustic elegance. The large master bedroom has a door leading to the patio with great Blue Ridge Mountain views. The home office and laundry room are on the main level. The winding staircase leads to a large living room with views and two sets of bedrooms with “Jack and Jill” bathrooms. A short distance from the house is a metal garage with dual lean-to-shelters to store your car, boat, or farm equipment. The land has access to power all the way to the back corner for future development. It has a ridge top view, large hardwoods, and some open fields. There is a spring, a small creek, and access to Greer Creek, in addition to Hartwell Lake and Tugaloo River. This farm is only 10 minutes from Toccoa, Georgia convenient shopping and restaurants. The home also has a new Generac whole-house generator. This farm is perfect for wedding venue or hunter's haven with plenty of deer and turkey.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2009
Materials
- Foundation: Basement
- Roof: Metal
- Construction materials: Stone,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin,Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Gas Cooktop,Disposal,Gas Oven,Gas Range,Microwave
- Laundry features: Washer Hookup,Electric Dryer Hookup,Sink
Basement
- Has basement: Yes
- Basement: Daylight,Full,Finished,Heated,Interior Entry,Walk-Out Access
Bedroom2
- Level: Lower
- Dimensions: 14x10
Bedroom3
- Level: Lower
- Dimensions: 14x10
Bedroom4
- Level: Lower
- Dimensions: 14x10
Bedroom5
- Level: Lower
- Dimensions: 14x10
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Bathtub,Ceiling Fan(s),Cathedral Ceiling(s),Dual Sinks,Fireplace,High Ceilings,Jack and Jill Bath,Bath in Primary Bedroom,Main Level Primary,Solid Surface Counters,Separate Shower,Walk-In Closet(s),Walk-In Shower
- Window features: Wood Frames
- Flooring: Luxury Vinyl Plank,Wood
- Fireplace: Yes
Great Room
- Level: Main
- Dimensions: 37x35
Heating & Cooling
- Heating features: Central,Electric,Heat Pump,Multiple Heating Units,Wood Stove,Zoned
- Cooling features: Central Air,Electric,Zoned
Interior Area
- Total structure area: 3,600
- Total interior livable area: 3,600 sqft
Laundry
- Level: Main
- Dimensions: 11x12
Master Bathroom
- Level: Main
- Dimensions: 15x9
Master Bedroom
- Level: Main
- Dimensions: 16x16
Office
- Level: Main
- Dimensions: 11x12
Other
- Level: Main
- Dimensions: 11x7
Recreation
- Level: Lower
- Dimensions: 26x19
Property
Accessibility
- Accessibility features: Low Threshold Shower
Details
- Parcel number: 2590001133
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch,Porch
- Exterior features: Paved Driveway,Porch
- Has view: Yes
- View description: Mountain(s)
- On waterfront: Yes
- Waterbody name: Hartwell
- Living area range: 3500-3749
Lot
- Lot size: 33.83 Acres
- Features: Gentle Sloping,Not In Subdivision,Outside City Limits,Sloped
Parking
- Total spaces: 1
- Parking features: Detached Carport,Driveway,Other
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Hail
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Oconee County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,067 | $72,804 |
| Home Insurance * | $563 | $6,756 |
| Property Taxes | $380 | $4,560 |
| Electricity | $346 | $4,154 |
| Total | $7,356 | $88,272 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-18 | Listed for sale | $1,250,000 |
| 2025-11-12 | Pending sale | $1,250,000 |
| 2025-10-23 | Listed for sale | $1,250,000 |
| 2025-10-01 | Listing removed | $325,000 |
| 2025-07-01 | Price change | $1,150,000 |
| 2025-07-01 | Price change | $325,000 |
| 2025-07-01 | Price change | $1,150,000 |
| 2025-05-15 | Price change | $1,350,000 |
| 2025-03-21 | Listed for sale | $1,450,000 |
| 2023-02-03 | Sold | $615,000 |
| 2022-12-30 | Pending sale | $639,900 |
| 2022-12-30 | Listed for sale | $639,900 |
| 2022-12-30 | Pending sale | $639,900 |
| 2022-12-13 | Price change | $639,900 |
| 2022-10-12 | Price change | $799,000 |
| 2022-07-14 | Listed for sale | $879,000 |
| 2007-05-09 | Sold | $291,000 |
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