




474 Private Road 4311, White Oak, TX, 75693
About This Home
Discover 185± acres in Gregg County offering a rare combination of privacy, waterfront living, and accessibility. This exceptional East Texas property features over 1,500 feet of shoreline along Merrill Lake and more than 1,400 feet of paved road frontage on Merrill Lake Road, providing both seclusion and convenient access. At the heart of the property sits an impressive brick residence with approximately 4,700± square feet of living space. The home includes three bedrooms, two full baths, two half baths, an enclosed porch for year-round enjoyment, a dedicated game room, and a large office or trophy room ideal for work, hobbies, or displaying collections. Just outside, a private swimming pool offers the perfect setting to relax or entertain after a day on the land. The acreage is a beautiful blend of approximately 80% mature woods and 20% open meadows, creating a diverse landscape and excellent wildlife habitat. Deer, hogs, and turkey are abundant throughout the property, making it well-suited for hunting or enjoying the natural surroundings. Merrill Lake provides excellent fishing opportunities, with species including bass, white perch, catfish, and gar, offering year-round recreational appeal for anglers and outdoor enthusiasts. Whether you’re searching for a waterfront estate, a recreational getaway, or a long-term investment in East Texas land, this property offers a unique combination of size, access, and lifestyle potential. Merrill Lake is believed to be a navigable body of water. Ownership extends to the applicable boundary line; buyer to verify all matters related to shoreline, access, and use.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Farm,Single Family Residence
Interior
Appliances
- Appliances included: Other,See Remarks,Built-In Oven
- Laundry features: Washer Hookup,Electric Dryer Hookup
Features
- Built-in Features,Breakfast Bar,Custom Cabinets,Eat-in Kitchen,Kitchen Island,Kitchen/Family Room Combo,Kitchen/Dining Combo,Other,See Remarks
- Fireplace features: Family Room,Wood Burning
- Fireplace: Yes
Property
Details
- Parcel number: 87818
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Private
- Exterior features: Other,Rain Gutters,Storage,See Remarks
- Fencing: Other,See Remarks
- Has view: Yes
- View description: Other,Panoramic,River,Trees/Woods,Water,Pool
- Has water view: Yes
- Water view: River,Water
- On waterfront: Yes
- Waterfront features: Other
- Waterbody name: Guadalupe River,Panoramic,River,Water Access,Water
- Residential vegetation: Heavily Wooded
Lot
- Lot size: 185 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,135 | $145,620 |
| Home Insurance * | $1,832 | $21,984 |
| Property Taxes | $3,333 | $39,996 |
| Electricity | $238 | $2,859 |
| Total | $17,538 | $210,456 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-19 | Listed for sale | $2,400,000 |
