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18478 W Catawba Ave, Cornelius, NC, 28031

3beds
3baths
2,085sqft
$399,000
$191price/sqft
$2,556/moest. monthly cost
$102,240/yrincome needed

About This Home

ASSUMABLE 2.75% Fixed Rate!! Welcome to this lovely brick front townhome just minutes from downtown Cornelius! Harborside Luxury Townhomes are ideally located just minutes to I-77, Lake Norman, local shopping and night life. Main floor boasts 9 foot ceilings and beautiful oak hardwoods . Huge Primary suite on Main level with double sink vanity, tub, shower and large walk-in closet. Kitchen features beautiful cabinetry, an island, granite countertops, New Refrigerator (2024) and New dishwasher (2024) and a walk-in pantry. Oversized secondary bedrooms with large walk-in closets. Large flex space on second floor could be used for home office, home gym or a second family living area. Private fenced patio area is ideal for relaxing and grilling. Detached garage and concrete parking space wide enough for 2 cars. Landscaping included in HOA Fees. This home has been well maintained.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
J.V. Washam ElementaryGrades K-51.2 mi
10/10
Bailey Middle SchoolGrades 6-82.9 mi
6/10
William Amos Hough HighGrades 9-123.4 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Exhaust Hood,Microwave,Self Cleaning Oven
  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Kitchen Island,Pantry,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Wood
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,085

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,085
  • Total interior livable area: 2,085 sqft

Primary Bedroom

  • Features: Attic Stairs Pulldown
  • Level: Main
  • Area: 168
  • Dimensions: 14' 0" X 12' 0"

Property

Details

  • Parcel number: 00511757
  • Zoning: NMX
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Front Porch,Patio
  • Exterior features: Lawn Maintenance

Lot

  • Lot size: 0.06 Acres

Parking

  • Total spaces: 3
  • Parking features: Detached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$122$1,464
Property Taxes $217$2,604
Electricity $200$2,405
Total$2,556$30,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,634/yr
40% on housing$76,680/yr
45% on housing$68,160/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 28031$378
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28031$308
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-21Listed for sale$415,000
2017-05-15Sold$220,000
2012-11-28Sold$149,000

For Sale by Agent

AgentWendy Mozeley
BrokerageHope Moody Realty

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