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13305 N Copper Ridge Dr, Platte City, MO, 64079

4beds
3baths
1,985sqft
$490,000
$247price/sqft
$3,357/moest. monthly cost
$134,280/yrincome needed

About This Home

Beautiful 4-bedroom, 3-bath reverse 1.5-story home loaded with quality finishes and thoughtful upgrades throughout! Stunning curb appeal with stone accents welcomes you into an open floor plan featuring a vaulted great room with ceiling fan and a cozy direct-vent gas stone fireplace. The spacious kitchen offers custom cabinetry, granite countertops, stainless steel appliances, and plenty of workspace for entertaining. Relax in the luxurious primary suite featuring a tray ceiling with ceiling fan, walk-in closet, and spa-like bath complete with whirlpool tub, separate shower, double bowl vanity, and bronze fixtures. Enjoy outdoor living on the covered deck overlooking the 10x10 patio area. Additional highlights include Low-E windows, 30-year laminated shingles, 92% efficient Trane heat pump with humidifier, 80-gallon hot water heater, 200-amp electrical service, and insulated overhead garage doors. This home combines comfort, efficiency, and style in one exceptional package!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Compass ElementaryGrades PK-51.2 mi
7/10
6/10
Platte County High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Composition
  • Construction materials: Stone Trim,Vinyl Siding

Other

  • Builder model: Byrson Gold Reverse
  • Builder name: Kerns Homebuilders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Basement BR,Concrete,Finished,Walk-Out Access

Bathroom2

  • Features: Ceramic Tiles,Shower Over Tub
  • Level: First

Bathroom3

  • Features: Ceramic Tiles,Shower Over Tub
  • Level: Second

Bedroom2

  • Features: Carpet,Ceiling Fan(s)
  • Level: First

Bedroom3

  • Features: Carpet
  • Level: Second

Bedroom4

  • Features: Carpet,Walk-In Closet(s)
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Room

  • Features: Ceramic Tiles
  • Level: First

Features

  • Ceiling Fan(s),Kitchen Island,Pantry,Stained Cabinets,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area below ground: 619
  • Finished area above ground: 1,366

Great Room

  • Features: Carpet,Ceiling Fan(s),Fireplace
  • Level: First

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,985
  • Total interior livable area: 1,985 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Pantry
  • Level: First

Laundry

  • Features: Built-in Features,Ceramic Tiles
  • Level: First

Master Bathroom

  • Features: Ceramic Tiles,Double Vanity,Separate Shower And Tub
  • Level: First

Master Bedroom

  • Features: Carpet,Ceiling Fan(s),Walk-In Closet(s)
  • Level: First

Recreation Room

  • Features: Carpet,Ceramic Tiles
  • Level: Second

Property

Details

  • Parcel number: 161.012100003001000

Features

  • Spa features: Bath

Lot

  • Lot size: 0.31 Acres
  • Features: City Lot,Corner Lot,Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Drought
Landslide

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$305$3,660
Property Taxes $424$5,088
Electricity $151$1,818
Total$3,357$40,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,097/yr
40% on housing$100,710/yr
45% on housing$89,520/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 64079$188
Platte County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 64079$191
Platte County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$490,000
2026-06-10Price change$495,000
2026-05-23Listed for sale$500,000
2018-10-17Sold--
2018-09-24Pending sale$329,900
2018-09-11Listed for sale$329,900
2018-09-04Pending sale$329,900
2018-08-15Price change$329,900
2018-07-02Listed for sale$334,900
2018-05-09Sold--
2018-04-16Pending sale--
2018-03-24Listed for sale--
2013-04-01Sold--

For Sale by Agent

AgentAnna Wilson
BrokerageUnited Real Estate Kansas City

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